Do you think Michigan's high auto insurance rates are padding the pockets of insurance companies? Not so, according to Insurance Alliance of Michigan Executive Director Pete Kuhnmuench, who claims auto insurance coverage in Michigan is a money loser. Then why are policies so expensive? Kuhnmuench explains the reasons and gives potential solutions in today's podcast.

Also, could the pending marijuana legalization ballot proposal push the Republican-led legislature to pass its own legalization bill? The MIRS team debates the prospects of this and the flatscreen TV that fell off its conference room wall this week.