In this episode, your host Richard Ravosa will discuss the importance of having and keeping good credit, and the pitfalls if you don't. Also discussed, are tips and pointers on how to discover, monitor and challenge inaccurate information on your credit reports. We'll discuss some of the problems Chelsea has as a result of having poor credit and how that negatively impacted her and her family. Richard Ravosa has been a practcing attorney for 24 years and has helped thousands of people improve their credit and will share some of his experiences with you.