In this episode we have Brian Anleu, Brian dive into the world of real estate and local policy in Montgomery County, Maryland. Brian, with his unique background working for the county government, reveals the surprising and often unseen forces shaping the housing market.

They discuss everything from the struggle of first-time homebuyers to the surprising "lock-in effect" of low interest rates, and how 40% of a new building's cost is tied directly to regulation and permitting.

This is a deep and insightful conversation on why it's so difficult to build and buy homes today, and what can be done to fix it.