Off the REKOrd with Gia Santos

“Mukha Akong Pera!”: Money Mindset, Side Hustles, and Bold Life Moves with Prexel Parnacio | OTR Ep. 3


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Seriously, how do you introduce yourself as "Mukha Akong Pera" without being judged? Well, that’s exactly what Prexel Parnacio did—an electronics engineer turned financial coach and founder of Millionaire in Progress!

In this episode, she shares with Gia Santos the unexpected plot twists in her career: mula sa pag-iisip na maging doctor, to becoming an engineer, tapos biglang na-in love sa psychology (pero hindi nag-shift), hanggang sa corporate cybersecurity life… only to find out na financial coaching pala ang kanyang ikigai! 😱

But wait—how did she know it was time to leave her 9-to-5 job and go full-time on her passion? Ano yung mga hard-hitting money lessons na hindi tinuturo sa school pero dapat nating malaman? And how did books (plus some flirty moves using them 🤭) help in her journey?

🔥Prexel’s Bold Money Moves and Life-Changing Plot Twists


🎓 From ECE to Business Owner! – A plot twist into finance, proving that your degree doesn’t define your destiny.

🛍 Turning decluttering into an unexpected business—proof that side hustles start anywhere!

🌟 "Money Gives You Options" – A mindset shift from simply saving to actually making money work for you.

🚀 How saying yes to random invites (even in the office lunchroom) led to life-changing opportunities.

📚 How one 290-peso book literally changed her life, leading her to financial freedom.

📖 Reko-Reko for Landi! – Books aren’t just for learning; they’re also for flirting. (Yes, sending a book recommendation led to love!).




All that and more off-the-record stories, only in this episode! 🎧🔥



📚 Books mentioned in this episode: 

- 7 Habits of Highly Effective People by Stephen Covey

- Essentialism by Greg McKeown

- 8 Secrets of the Truly Rich" by Bo Sanchez 

- The Baguio We Know

- The Alchemist by Paulo Coelho


🚀 Let’s keep the kwentuhan going! Follow for more stories on life’s twists, ikigai, and new chapters.


Episode Timeline:


00:00:28 – Prexel's signature catchphrase

00:02:19 – Early career aspirations and education journey

00:11:06 – Life after graduation

00:16:05 – Discovering financial literacy, self-development, and mentorship

00:24:00 – Founding "Millionaire in Progress" and growing a financial coaching brand

00:28:45 – Challenges in discussing money in Philippine culture

00:35:23 – Transitioning to full-time entrepreneurship, resigning from corporate job

00:40:35 – Books that influenced Prexel’s financial journey

00:45:20 – Love story anecdote related to books

00:48:05 – Final words, advice for listeners, and where to find Prexel online



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Off the REKOrd with Gia SantosBy Gia Santos