NZ Everyday Investor

By Podcasts NZ / WorldPodcasts.com / Darcy Ungaro

Education Business Investing Business News

What's NZ Everyday Investor about?

The NZ Everyday Investor! A podcast designed for the the everyday person, who's keen to build new wealth in the new world using existing, and new tools to get the job done. We select guests for our show who have a genuine story to tell - not just industry experts but people who have made great financial moves, some on purpose and some totally by accident! We hope you enjoy the show.

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NZ Everyday Investor episodes:

04.21.2024
The Truth About Commissions, Ep 414 Jeff Royle
One of the places Aussies and New Zealanders find support during tough times, is with financial advisers. It's critical that we continue to make accessible, affordable, and trustworthy financial advice available. According to research in New Zealand and Australia,...
04.14.2024
THIS Bitcoin Halving Is Different / Paul Quickenden Ep 413
If you’re prepping for, building up, coming in for a landing, or even already there, you’re welcome to eavesdrop on these conversations. Sometimes you'll dig it, and other times you won't. Take what you need and leave the rest behind...
04.07.2024
Josh Comrie / How to Be: Wealthy Ep 412
While I’m hoping that a new type of money will fix the world, I still learn how to play the game by the current rules, because one thing keeps me up at night more than anything else: in the future,...
04.02.2024
Property, Bitcoin, & The Dollar / Luke Kemeys, Mikey Smith, & Darcy Ungaro
It's not so much the band getting back together, it's about money and business nerds nerding out on property, bitcoin, and the problem with the broken money. Lukey Kemeys and Mikey Smith, the force behind The Keep The Change Podcast...
03.24.2024
GOLD Cycles and Sentiment: Gary Savage Ep 410
YouTube Version Check out Smart Money Tracker by Gary Savage. The more I learn about how people actually build wealth, the more cautiously I prescribe diversification. We’re sold index funds, but businesses and property are often what really move the needle. Read...
03.17.2024
How to Get Rich: The Financial Strategy, Ep 409 Darcy Ungaro
Find out about our financial strategy sessions I want you to imagine a black box – Imagine wrapping up some of your time, and some of your money and just chucking it in that box. We believe that by doing...
03.13.2024
Pt 6: The Active Mortgage Strategy Explained / CHA$ING THE JONE$E$
Would you like to learn more about how we can offer personal mortgage rate advice? Get in touch here: Book a free 15-min chat Chasing the Joneses In this series, I’m sharing views on wealth building that don’t come from...
03.10.2024
Clive Thompson Pt 2: CBDC's & Debt Jubilee Ep 407
In today's show, you'll learn how the future could be more than a little good. That's right, all that cray cray crazy in the world is actually a good sign. Clive Thompson is a retired private banker and wealth...
03.03.2024
Clive Thompson: How to Invest Through a Currency Reset, Ep 406
Check out YouTube Version Here. Clive Thompson is a retired private banker and wealth manager, now living on the shores of Lake Geneva, Switzerland, after a career spanning 47 years. Read more. Book in a free 15-min phone call with...
02.26.2024
TGIF!
Sometimes you'll be fortunate to become part of a grass-roots movement. Sometime you're more at risk of being fooled by false narratives. How to separate those things that lead to death/destruction/poverty and abundance/contentment?______________________ Take The Home Buyers Blueprint: Get a...
02.25.2024
Bridgette Jackson: When it Ends in Divorce, Ep 405
When you borrow money, own a home, have kids, or even just enjoy the same group of friends, often your connection to it is via a partnership. You're jointly and severally entangled into all you know, love, and value. ...
02.18.2024
Charlie Meaden: The Evolution of Online Investing Ep 404
Traditional Web2 finance will make progress, but eventually, Web3 will meet it in the middle. Ready to build wealth for the future - keep an open mind. Follow me Twitter: @UngaroDarcy Follow Charlie Twitter: @CyborgCharlie______________________ Take The Home Buyers...
02.15.2024
Part 5: Mortgage Strategy 2024 / CHA$ING THE JONE$E$
As we're being kept safe from 'deflation due to recession', we're also losing the benefit of deflationary abundance. Check out the article mentioned here Connect with me on LInkedIn______________________ Take The Home Buyers Blueprint: Get a better home; Get a...
02.13.2024
Part 4: Mortgage Strategy 2024 / CHA$ING THE JONE$E$
Higher for Longer, or Lower and Sooner - in this one, we take a look at 'recency bias', and how a risk premium (due to geopolitics/war) may lead to higher rates for the foreseeable future. Chasing the Joneses In this...
02.12.2024
Part 3: Mortgage Strategy 2024 / CHA$ING THE JONE$E$
The US Fed appears to be talking a tough game, and right when all the talk in NZ made it sound like a 'done deal', early signals are calling for another hike (or two) to our OCR. We are NOT...
02.11.2024
Bitcoin's Mainstream Adoption / Blockchain NZ Podcast
The bitcoin ETF, is the 60/40 portfolio dead, and is Darcy Ungaro a bitcoin maxi? Special thank you to Jeff Nijsse, host of the Blockchain NZ Podcast. Check it out here Thanks to Easy Crypto, New Zealand's most trusted crypto...
02.04.2024
DTI's, CPI's, Mortgage Rates & Property / Kelly Eckhold
To choose the best time to lock in your mortgage rate, you need to get three things right: How much will rates change? Which direction will rates go, and when will the rates change. It may seem like a lot...
02.03.2024
Part 2: Mortgage Strategy 2024 / CHA$ING THE JONE$E$
Part 2: Mortgage Strategy 2024 / CHA$ING THE JONE$E$ Have time on your hands? You're more likely to engage in low-value activities. Net immigration is high? Expect higher rents and house prices later on. Too much new credit creation? Watch...
01.31.2024
Part 1: Mortgage Strategy 2024 / CHA$ING THE JONE$E$
Part 1: Mortgage Strategy 2024 / CHA$ING THE JONE$E$ Is the ‘real’ cost of pursuing a 'secure' retirement quantified by NOT pursuing the upgraded kitchen today? The trick for individuals and as a collective is to optimise over both time...
01.28.2024
DTI's and the Property Floor for '24, Ep 396 / Kelvin Davidson
Optimism is returning to the market as interest rate drops may be on the horizon. The bottom may be in - it's early days and we're not out of the woods yet, but those thinking of selling this year, or...
01.21.2024
The Bitcoin ETF Ep 395 / Konrad Hurren
A 1-10% allocation towards bitcoin may improve performance of an overall portfolio, without an out-sized increase in volatility. Read more here US M2 FRED - https://fred.stlouisfed.org/series/WM2NS Yield curve FRED - https://fred.stlouisfed.org/series/T10Y2Y How to take self custody step by step article...
01.14.2024
Inflation and Interest Rates to Fall in 2024, Ep 394
Interest rates may be Higher for longer, or we may transition into an age of abundance. In the meantime though lower interest rates for 2024 is likely what we’re getting. The US Fed Indicated this late last year, and...
01.07.2024
Why Use A Reverse Mortgage? Ep 393 Keira Billot
How do we solve the equity rich, cash poor dilemma? Option one involves selling the home and downgrading in price to release a pile of cash to live off of. Option two, which is the subject of today, involves taking...
12.31.2023
Property & Interest Rates in 2024 / Sharon Zollner, Ep 392
Sharon Zollner became the Chief Economist with ANZ in late 2017. She started her career as a macroeconomist at the Reserve Bank of New Zealand in 1998, and has also worked at the Central Bank of Norway. Sharon created the...
12.24.2023
Faith 'n Money: Jesus & Bitcoin / Ep 391 Alin Armstrong
Our political worldview, our childhood, and our Instagram and LinkedIn feeds can often make it hard to see things as they really are. Ps Alin Armstrong, aka Pastor Coin on X, is my guest today – Be it bitcoin...
12.17.2023
Peter Schiff: Why Gold Matters So Much Now. Ep 390
There are some who believe that under a gold-backed currency, governments would have to earn money, just like the rest of us do. That means they’d have to learn fast how to be efficient with how they spend, and bring...
12.10.2023
Electric Wealth & The Physics of Money, Ep 389 Jeff Nijsse
Orange-pilled Canadians like hash rates, donuts, and occasionally loud shirts. Today, we’re learning where digital money comes from, and how to literally create wealth the digital world. Read more. Read the Fidelity report here.______________________ Take The Home Buyers Blueprint: Get...
12.03.2023
Property, Shares, and AI in Web 3.0 / Bryan Ventura Ep 388
To understand wealth better, we need to learn more about money, and how it could evolve in the future. Today we’re going to speculate on how we may one day invest in property, shares, and use a new type of...
11.26.2023
NZDD, Social Recovery: 2023 in Review, Ep 387
In New Zealand recently, for example, we’ve seen a new government come to power who’ve decided to restore some of the tax rules that made property investment a viable asset class in the past. We’re also getting much-needed tax cuts,...
11.19.2023
Aukus, Israel, China, US and Russia. Dr Reuben Steff, Ep 386
We diversify our portfolio's to lower volatility. In the same way, we should diversify our thoughts to reduce risk. The world is changing fast. Technology, geopolitics, the environment, and society are all shifting. How can we adapt and thrive? How...
11.16.2023
Sample Lesson: What is Money? | CHA$ING THE JONE$E$
CHA$ING THE JONE$E$ In this series, I’m sharing views on wealth building that don’t come from books or social media – they come from real life. From first-time home buyers to retirees and everything in between, if you're balancing the...
11.12.2023
The Nature of Money and War, Daniel Natal. Ep 384
Talk to Ungaro & Co about investing in bitcoin with a portion of your KiwiSaver, without high fees * Check out Daniel's book, Actionable Ethics and subscribe to the Daniel Natal Show here. Sign up to the newsletter! *Based...
11.09.2023
Healthy, Wealthy & Wise | CHA$ING THE JONE$E$
Simone Anderson, a social media influencer and entrepreneur from New Zealand. Simone shared her incredible weight loss journey, which she turned into a successful book, blog, and brand. She also revealed her passion for beauty and fashion, and how she...
11.05.2023
Pushing Past Progressive Education, Ep 382
If our behaviours are the end state, before that was a tactical decision around what actions would be engaged in to invest. That ties into a strategy, which comes about after considering what the best approach would be to achieve...
11.02.2023
What Happens When You Invest? CHA$ING THE JONE$E$
Chasing the Joneses Today, I really just wanted you to know that no matter what kind of investor you are today, you can become a different investor tomorrow. The results you have today, now matter what they are, likely stem...
10.29.2023
RBNZ: All Care & No Accountability, Ep 380 Michael Reddell
Unelected, ideological economists using outdated economics have, in my opinion, over the past 3 years set in motion a chain of events that will cost billions to fix. Considering we can’t vote for them, we should be critical of them....
10.22.2023
Higher Interest Rates for Longer, Ep 379 Michael Every
Watch previous episode with Michael Every here.Take the survey here.It's hard to take seriously the voices that tilt towards doomsday scenarios when all it is is ill-informed pessimism coming from someone desperate enough to double down on conviction for a...
10.15.2023
The Wealth Script We NEED, Ep 378 Oliver Hartwich
Sometimes, it's hard to stay optimistic. Whether you're grappling with personal setbacks or observing the rollercoaster ride that is New Zealand's recent political climate, it can feel like swimming against a rip tide. But remember this—the rest and medication can...
10.08.2023
Investing in an Imperfect World, Ep 377 Paul Brownsey
I'm not claiming our investment choices can singlehandedly combat global issues like climate change. How you marry wealth generation with ethical considerations remains deeply personal, and that's your job, not the job of a fund manager, KiwiSaver provider, or financial...
10.05.2023
When What's Mine, Really IS Mine: CHA$ING THE JONE$E$
Reach out to Elle Snedden or the team at Simpson Western here. You can reach out directly to Carley Ellis for an insurance review here: [email protected]______________________ Take The Home Buyers Blueprint: Get a better home; Get a better mortgage....
10.01.2023
Future-Proof Portfolios, Ep 375 Michael Nadeau
To manage investment risk, there’s a few strategies we can employ – diversification, where our money’s divided up into cash, fixed interest or bonds, property, and shares ensures not all of our eggs are in one basket. If one part...
09.28.2023
Dance on the Auction Floor: CHA$ING THE JONE$E$
Check out the Homebuyers Blueprint: PAY LESS ON THE PROPERTY, SAVE MORE ON THE MORTGAGE. Do the course. Enter PROMO Code: SEPT for a special deal this month only. Chasing the Joneses In this series, I’m sharing views on...
09.24.2023
Don't Fear the Greenwash! Ep 373
Investing in companies isn't just a moral choice; it's a strategic one. You're steering your capital toward sectors that are poised to benefit from a surge of money coming into this space from fund managers and government initiatives. Even if...
09.19.2023
Side Hustles in the Future: CHA$ING THE JONE$E$
Check out the Homebuyers Blueprint: Save on the property, save on the mortgage. Do the course. Enter PROMO Code: SEPT for a special deal this month only. Check out video version here.______________________________________Check out some online courses! Sign up to the...
09.17.2023
Tech, NZ, China, US, Bitcoin, Ep 371 Rupert Carlyon
Sign up to The Home Buyers Blueprint Now! Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective. Show me the [Climate] Money: Free online webinar this Wednesday at 12pm: Register here. So right about now...
09.10.2023
Property About to Pounce? Jarrod Kerr, Ep 370
Use Promo Code SEPT to get 20% New Wealth Foundations and The Home Buyers Blueprint. When's My House Price Going to Start Rising Again? Ah, the age-old question that's been on the lips of every Kiwi homeowner and potential buyer...
09.07.2023
Hacking Insurance Premiums: CHA$ING THE JONE$E$
Chasing the Joneses In this series, I’m sharing views on wealth building that don’t come from books or social media – they come from real life. From first-time home buyers to retirees and everything in between. If you're balancing the...
09.03.2023
OUR Sovereign Wealth, Ep 368 / Cody Ellingham
Artist, Entrepreneur, photographer, and host of the Transformation of Value Podcast, Cody Ellingham is my special guest today. Our conversation starts on the question, 'Why don't you want to own a house?', but it doesn't stop there. We then slip...
08.31.2023
Mortgage Getting High: CHA$ING THE JONE$E$
Chasing the Joneses In this series, I’m sharing views on wealth building that don’t come from books or social media – they come from real life. From first-time home buyers to retirees and everything in between. If you're balancing the...
08.27.2023
Investing in The Sun, Ep 365 / Dr Simon Collins
After the global financial crisis in 2008, an individual or group of individuals sent a saviour into our financial world to save it from what would inevitably be a very dark day of judgment in the future. We didn’t recognise...

What's NZ Everyday Investor about?

Download our free app to listen on your phone

NZ Everyday Investor episodes:

The Truth About Commissions, Ep 414 Jeff Royle

THIS Bitcoin Halving Is Different / Paul Quickenden Ep 413

Josh Comrie / How to Be: Wealthy Ep 412

Property, Bitcoin, & The Dollar / Luke Kemeys, Mikey Smith, & Darcy Ungaro

GOLD Cycles and Sentiment: Gary Savage Ep 410

How to Get Rich: The Financial Strategy, Ep 409 Darcy Ungaro

Pt 6: The Active Mortgage Strategy Explained / CHA$ING THE JONE$E$

Clive Thompson Pt 2: CBDC's & Debt Jubilee Ep 407

Clive Thompson: How to Invest Through a Currency Reset, Ep 406

TGIF!

Bridgette Jackson: When it Ends in Divorce, Ep 405

Charlie Meaden: The Evolution of Online Investing Ep 404

Part 5: Mortgage Strategy 2024 / CHA$ING THE JONE$E$

Part 4: Mortgage Strategy 2024 / CHA$ING THE JONE$E$

Part 3: Mortgage Strategy 2024 / CHA$ING THE JONE$E$

Bitcoin's Mainstream Adoption / Blockchain NZ Podcast

DTI's, CPI's, Mortgage Rates & Property / Kelly Eckhold

Part 2: Mortgage Strategy 2024 / CHA$ING THE JONE$E$

Part 1: Mortgage Strategy 2024 / CHA$ING THE JONE$E$

DTI's and the Property Floor for '24, Ep 396 / Kelvin Davidson

The Bitcoin ETF Ep 395 / Konrad Hurren

Inflation and Interest Rates to Fall in 2024, Ep 394

Why Use A Reverse Mortgage? Ep 393 Keira Billot

Property & Interest Rates in 2024 / Sharon Zollner, Ep 392

Faith 'n Money: Jesus & Bitcoin / Ep 391 Alin Armstrong

Peter Schiff: Why Gold Matters So Much Now. Ep 390

Electric Wealth & The Physics of Money, Ep 389 Jeff Nijsse

Property, Shares, and AI in Web 3.0 / Bryan Ventura Ep 388

NZDD, Social Recovery: 2023 in Review, Ep 387

Aukus, Israel, China, US and Russia. Dr Reuben Steff, Ep 386

Sample Lesson: What is Money? | CHA$ING THE JONE$E$

The Nature of Money and War, Daniel Natal. Ep 384

Healthy, Wealthy & Wise | CHA$ING THE JONE$E$

Pushing Past Progressive Education, Ep 382

What Happens When You Invest? CHA$ING THE JONE$E$

RBNZ: All Care & No Accountability, Ep 380 Michael Reddell

Higher Interest Rates for Longer, Ep 379 Michael Every

The Wealth Script We NEED, Ep 378 Oliver Hartwich

Investing in an Imperfect World, Ep 377 Paul Brownsey

When What's Mine, Really IS Mine: CHA$ING THE JONE$E$

Future-Proof Portfolios, Ep 375 Michael Nadeau

Dance on the Auction Floor: CHA$ING THE JONE$E$

Don't Fear the Greenwash! Ep 373

Side Hustles in the Future: CHA$ING THE JONE$E$

Tech, NZ, China, US, Bitcoin, Ep 371 Rupert Carlyon

Property About to Pounce? Jarrod Kerr, Ep 370

Hacking Insurance Premiums: CHA$ING THE JONE$E$

OUR Sovereign Wealth, Ep 368 / Cody Ellingham

Mortgage Getting High: CHA$ING THE JONE$E$

Investing in The Sun, Ep 365 / Dr Simon Collins