Opportunities in building fintech solutions for Latin America's SMEs

Julio Lavalle is the Cofounder of Poupa Certo and MiBolsillo, mobile apps that digitize financial behaviors and tasks to build a financially healthy generation with less human intervention and reduced transaction costs for both end users and financial institutions to bring 5 million people to the formal financial system in the next three years. Poupa Certo and MiBolsillo currently operate in Brazil, Peru, Guatemala, and Mexico with plans to expand into more Spanish-speaking countries. After working on business and economic research, Julio found in development economics a path to put learnings and skills in practice to generate actual impact, shaped by powerful experiences at local and international NGOs, and organizations such as The World Bank.