Payroll Tax Savings & Better Benefits with Lumara HealthLumara Health is transforming the way businesses across the United States provide medical insurance for employees. By combining a Section 125 Cafeteria Plan with a Self-Insured Medical Expense Reimbursement Plan (SIMERP), Lumara Plan helps employers offer tax-free healthcare benefits that enhance employee well-being and job satisfaction. This fully compliant solution allows companies to reduce payroll taxes and improve retention—without increasing costs or changing existing health plans. With seamless implementation and no added administrative burden, Lumara makes it easy to deliver more intelligent, more impactful employee benefits.