New beginnings feel exciting, but why do we often struggle to stick to them? In this episode of Money Dates, Nomndeni unpacks the Fresh Start Effect, the psychology behind why we feel motivated by new beginnings and how to use that to our financial advantage.Whether you're trying to budget smarter, pay off debt, or break bad money habits, this conversation will give you the tools to make real, lasting change. We’re diving deep into strategies to stay realistic and actually follow through on your financial goals.

What You’ll Learn in This Episode:

✅ The science behind the Fresh Start Effect

✅ Budgeting hacks that actually work

✅ Smart debt management strategies

✅ How to break free from bad money habits