Mortgage rates are sitting near their lowest point in two years — and that means big opportunities for buyers and Realtors alike.

In this week’s Take 10, Lisa Wiles and Corey Freels from The Mortgage Gallery cover: ✅ Why the 20-year fixed loan is a hidden savings powerhouse ✅ How to use seller credits to buy down rates instead of lowering price ✅ What the latest MBA forecast means for long-term rate trends ✅ How the government shutdown is impacting USDA loans ✅ New 2026 conforming loan limits — and what they mean for buyers ✅ A few fun updates from our team, including Becca’s panel and Fall Fest

Quick, real, and Realtor-focused — your 10-minute edge in today’s market.

#MortgageTips #RealEstatePodcast #Take10Podcast #MortgageGallery #HousingMarketUpdate #RealtorTools #MortgageRates #HomeLoans #LoanOfficerLife #MarketUpdate #RealEstateEducation #MortgageBuydown