Gary and Christy talk with Dale Hubbert about financially preparing for retirement. Dale has worked in financial services for several years, and he is currently employed by a wealth management firm in Madison, AL. Dale is a father of three children and grandfather of 4. He also has experience in being a preacher and in helping charitable organizations, including brotherhood works, with their finances. At PTP in 2018, Dale spoke on topics like Handling the Financial Pressures of Life, Ten Ways to Give Other than Writing a Check, and Financial Planning for Retirement. 

Some things we discussed in this episode include:

• What is retirement?
• When should we start planning for retirement?
• What are some non-financial aspects of retirement planning?
• How do we get started planning for retirement?
• Is it important to work with a professional financial planner?
• Wills, Advanced Medical Directives, and Durable Powers of Attorney
• How much to save for retirement?
• Life insurance options

Dale also visits congregations to present lessons with the theme “Stewardship Sunday.” Dale comments, “I love talking about stewardship. I love talking about how good God is to us and how good we need to be to God.” Dale can be reached via email: [email protected]

Resources

• Definitions & details of some things mentioned on this episode:
  • 401(k): find out some details on http://www.401khelpcenter.com/401k_defined.html#.W4tSDy2ZOi4
  • SEP: some information is on https://www.nerdwallet.com/blog/investing/what-is-a-sep-ira/
  • IRA: Individual Retirement Account
  • information about Roth conversions: https://www.nerdwallet.com/blog/investing/roth-ira-conversion/
  • Advance Medical Directive details are on https://www.thebalance.com/what-is-an-advance-medical-directive-3505180
  • Durable Power of Attorney information is on https://www.investopedia.com/articles/personal-finance/101514/power-attorney-do-you-need-one.asp
• Here are some YouTube videos Dale recorded on various gifting opportunities:
  • Cars, Houses and Trucks https://youtu.be/eDeYsBVgkdE
  • Life Insurance https://youtu.be/dsHPjTS_MJU
  • Retirement Assets https://youtu.be/nLi9XT6sxzE
  • RMD https://youtu.be/62QmbYHrqWM
  • Stocks and Bonds https://youtu.be/UpgMFpbD3P0
  • Trust https://youtu.be/qRBL7_VIMvc
  • Appreciated Stock https://youtu.be/wVGElKHnA6Q
  • Annuity https://youtu.be/7Xyd5HZ_12A
  • Will https://youtu.be/ppALzYoy1i0