In episode 97 of Financial Conditioning, Simon Karmarkar introduces Robert Rosenkrantz, exploring his background, early life financial struggles, and career milestones. The episode delves into Rosenkrantz's investment philosophy, negotiation techniques, and business achievements, highlighting his path to success. Simon discusses Rosenkrantz's philanthropic efforts and his practice of stoic principles. The episode also covers adjustable-rate mortgages (ARMs), their benefits, and strategies for mortgage choice, emphasizing the financial gains ARMs can offer. Simon concludes by applying the discussed principles, encouraging listeners to integrate these insights into their financial strategies for personal growth and success.

(0:00) Introduction to Robert Rosenkrantz and his background

(0:37) Early life, financial struggles, and career milestones

(2:09) Investment philosophy, negotiation techniques, and business success

(3:15) Philanthropy and practicing stoic principles

(4:39) Adjustable-rate mortgages (ARMs) and their benefits

(6:10) Financial gains from ARMs and mortgage choice strategies

(7:33) Conclusion and application of discussed principles