More often than not we make decisions as individuals that leave us feeling guilty or upset with ourselves and repeat those decisions. No one is coming to save you from yourself. Say no more often to the things that interrupt you from hitting your goals. Do yourself a favor and swap an enabling costly behavior for something that pushes you closer to the freedoms you desire. If you are addicted to nicotine, work that habit out of your days and automate it into investments in SPY and thank me later. 

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