In this episode of Dime to Diamonds, Suzanne Porske, Mark Farquhar, and Rachelle Harp discuss the significant changes to inherited IRAs set to take effect in 2025. They delve into the implications of these changes, including the enforcement of required minimum distributions (RMDs) and the associated tax penalties. The conversation emphasizes the importance of strategic financial planning for both individuals inheriting IRAs and those planning their estates. The hosts provide insights on how to manage inherited IRA distributions effectively and the benefits of charitable distributions to mitigate tax burdens. They also stress the need for ongoing conversations about financial planning to ensure beneficiaries are well-prepared for the future.