There are major differences between the Bank Panic of 1819 and today’s flex loan crisis, but the end result is the same: Tennesseans struggling under massive debt that is not all of their own making. Plus, the local news for September 23, 2025, and funding cuts for disability services.

Credits: 

This is a production of Nashville Public Radio

Host/producer: Nina Cardona

Editor: Miriam Kramer

Additional support: Mack Linebaugh, Tony Gonzalez, LaTonya Turner and the staff of WPLN and WNXP