In this hilarious and unfiltered video, the crew sets out to explore the history of mortgages—but quickly spirals into wild tangents, questionable confessions, and sharp commentary on the modern financial system. What starts as a funny story about someone proudly calling himself a “muncher” leads into full-on chaos involving vomit in neighbor’s rocks, shoulder biting, and why some people just can’t handle their Mscow shots.

Once the dust settles, the group dives into the brutal origins of mortgages, tracing them back to Ancient Mesopotamia, where land, crops, and even wives were used as collateral. In Greece, borrowers had visible shame markers on their property. And in Rome, if you defaulted, you became a literal slave. The gang hilariously draws lines between historical debt servitude and today’s “modern slavery” of 30-year mortgage terms and skyrocketing interest rates.

With sharp wit, they connect ancient lending practices to America's current financial system and ask provocative questions: Are mortgages just rebranded slavery? Should everyone really strive to own a home? Is the American Dream a trap wrapped in granite countertops and a Pinterest kitchen?

Throw in Andrew Tate quotes, frog leg nostalgia, fake golfing careers, Costa Rican simplicity, and a rap poem about “freedom with a 7% fee,” and you’ve got one of the most unpredictable, eye-opening episodes of Banking on Chaos yet.