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As Hurricane Isaias impacts the US, coastal homeowners rely on insurance agents to find competitive coverage.  We discuss how insurance agents can better serve their clients in a tough market for placing coastal homeowner insurance.

The 2020 hurricane season stormed in with a record six named tropical storms by early July. But in addition to forecasts for an active storm season, coastal homeowners from Florida to Texas are facing sharp rate increases as insurers seek to rein in catastrophe losses. Carriers are tightening underwriting guidelines, limiting capacity and, in some cases, pulling out of markets. Rate increases are particularly steep in South Florida’s tri-county area, but Gulf Coast homeowners from Florida to Texas should also expect higher premiums and increased deductibles as well as fewer options for wind coverage.

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 Featuring:

• Greg Watson is the Office President of the CRC Charlotte office and a member of the personal lines practice advisory committee
• Claire Willis is the National Personal Lines Practice Leader located in the CRC Jackson, MS office.

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