Top 5 Takeaways:

1. Money impacts happiness—but only when aligned with your values.
2. Experiences create more lasting joy than material possessions.
3. Protect your freedom with smart tax planning and insurance.
4. Understand the difference between investments and expenses.
5. Recognize hidden fees and start saving early to invest wisely.

Chapters:

• 0:00 – Introduction to Spending Strategies
• 7:19 – Understanding Money and Happiness
• 10:27 – Experiences vs. Material Goods
• 15:30 – Spending According to Life Stage
• 17:40 – Tax Strategies for Financial Freedom
• 18:36 – Protecting Against Major Loss
• 19:17 – Safeguarding Income & Investments
• 22:54 – Inflation and Personal Finance
• 24:47 – Investments vs. Expenses
• 28:36 – Hidden Fees That Erode Wealth
• 31:48 – Saving Early & Investing Wisely

Get Chapter 1 of my book Time Freedom now!