In this episode of Money and Wealth, John Hope Bryant breaks down why your credit score might matter more than you ever thought—and how raising it could literally change your life, your community, and even how long you live.

From his parents’ real-life story of hustle vs. paperwork to the eye-opening data behind 500- and 700-score neighborhoods, John shows how credit = credibility and how building trust with banks can unlock real wealth, not just fast money. He unpacks how half of Black America is locked out of the financial system, why that has to change, and what practical steps anyone—Black, white, Latino, Asian, rich or broke—can take today to get to a 700-plus score and start building wealth in their sleep.

See omnystudio.com/listener for privacy information.