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The Coming Financial Crisis Challenges and Solutions


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All right, so get ready because today we are doing a deep dive on, well, I guess you

could say the global economy, but with a bit of a cosmic twist.

Oh, this should be good.

You send us this really interesting article actually from A&N, I think this is a new source

for us.

And it talks about some pretty major economic, maybe even like, cataclysmic shifts that

could be coming between 2025 and 2029.

Okay.

And are you ready for this?

The forecast is based on astrology.

Wow.

Yeah.

Apparently there's a planetary alignment or something that has some astrologers predicting

some wild stuff like market crashes, even like get this increased global conflict.

Really?

Yeah.

So I figured it would be interesting to unpack this a little, see what you think, like

how much stock should we really be putting into predictions like these?

And what can we learn from them, even if we aren't taking the whole astrology thing super

seriously?

Yeah.

I mean, it's definitely interesting.

It's funny how, I don't know throughout history, people have always looked to the stars

to try to make sense of what's going on on earth, right?

And this article, even if we're, you know, a little skeptical, it gives us a chance

to look at how those beliefs and those predictions really can influence how people behave, especially

when you're talking about something like the global economy, which is already, you know,

can be pretty volatile.

Oh, for sure.

And this article, it does not hold back at all.

Oh, is that right?

No, they are like really pinning a lot on this planetary alignment that's supposed

to happen in March of 2025.

They're saying it could trigger a total global economic meltdown.

Like they're talking bank collapses, the whole nine yards.

It's definitely enough to make you a little nervous just reading it, you know?

Yeah, I can see that.

I mean, from an economic perspective, you know, I don't know that I would draw a straight

line between like how the planets are moving and, you know, the stock market crashing.

Right.

It's interesting to think about what are the anxieties that are underlying these predictions?

Right.

Like what are people really worried about?

That's a good point.

And if you think about like the 2008 financial crisis leading up to that, there were a lot

of warning signs, right?

Like subprime mortgages, banks were over leveraged and a lot of experts, they kind of missed those

or they downplayed them.

Yeah, they did.

So maybe even if we're, you know, taking the astrology part with a grain of salt, right?

It does make you wonder, are there simpler vulnerabilities in the economy right now that

maybe we're not paying enough attention to?

That's such a good point.

Because we're so focused on the traditional ways of looking at things.

It's like this article is telling us to like zoom out a little bit, look beyond just

the normal economic models and just, you know, consider that like, hey, there might be

other possibilities, even if they seem a little, you know, out there, out there.

And speaking about there, okay.

The article, it also mentions that Mars is entering cancer around the same time as this

planetary alignment.

Okay.

And they're suggesting that that could make people more aggressive, maybe even increase

the risk of war, which I got to say, that's when I was like, okay, hold on a second.

Yeah, I get that.

Like that's where I started getting a little skeptical.

I understand, but I mean, the symbolism is still interesting to think about.

Like in astrology, Mars is usually associated with, you know, that kind of assertive energy,

maybe even combative energy.

Okay.

And then cancer is often associated with emotions and kind of interestingly, the home.

So whether or not you believe in those interpretations, it's just fascinating how this astrological

prediction might be tapping into these bigger anxieties about what's going on in the world,

right?

And a time with a lot of geopolitical tension, you've got resource scarcity, you've got political

polarization, all of that.

So it's not so much that Mars and cancer is going to like literally cause a war, right?

But it's more about understanding this broader context where those types of conflicts might

be more likely to happen.

I think that's a good way to put it.

Almost like, you know, you're looking at the astrological weather patterns or something.

Yeah.

Like what are the underlying currents, right?

What are the potential storm clouds out there?

If we don't know exactly when or where that lightning is going to strike.

Exactly.

Okay.

So we've got these potential economic meltdowns.

We've got the possibility of increased global unrest, right?

But this is, I think, where it gets really interesting because the article actually gives

some specific investment advice based on all of this, based on these predictions, they

mention things like long-term stock market planning, precious metals, property, stuff

like that.

Interesting.

So what do you think, I mean, should we be like shifting our whole portfolios based

on the stars now?

Well, I think that's where we need to be careful, you know, the article kind of throws

out these terms, like long-term stock market planning, but it doesn't really give, you

know, a lot of specific, right?

And it's important to remember that any kind of investing, it always has risks.

Oh, yeah.

For sure.

Whether you're, you know, following traditional investment strategies or you're looking

to, you know, the cosmos for guidance, right?

So how should somebody, like, approach this kind of advice then if they're reading this

and they're like, okay, what do I do with this?

Well, I think, first of all, don't panic, you know, don't make any sudden moves with

your money just because of, you know, one article or one prediction.

You then don't sell everything because you read something scary.

Exactly.

Like, whether it's, you know, this astrological prediction or even just like a hot stock

tip you heard from somebody, right?

It's always better to really understand, like, what are your financial goals?

What's your risk tolerance?

You know, all of that.

Have a plan.

Yeah.

And then you can start to look at different investment strategies that actually make sense

for you.

Can you give us an example, like, what would that look like?

Sure.

So the article mentioned, you know, long-term stock market planning, right?

One strategy that a lot of people use is something called dollar-cost averaging.

Dollar-cost averaging.

Yeah.

So basically, you're investing a set amount of money at regular intervals.

Okay.

So you're not trying to, like, time the market or anything?

Exactly.

And by doing that consistently over time, you're kind of riding out those highs and lows.

You're averaging everything out.

Yeah.

Exactly.

Which could be a lot less risky than, you know, trying to buy at the absolute bottom and

sell at the absolute top.

Yeah, because good luck with that.

Yeah.

Exactly.

So, okay, that makes a lot of sense.

Okay.

Like, they also mention precious metals.

Right.

So gold, for example.

Yeah.

That's traditionally been seen as what they call a safe haven asset.

Meaning like, when everything else is going crazy.

Exactly.

When there's a lot of economic uncertainty, that's what people tend to flock to.

Okay.

But, you know, even gold.

Yeah.

The price goes up and down.

It does.

And there's really no guarantee that it's going to hold its value, especially in our current,

you know, economic environment, which is changing so quickly.

Right.

So, it's really about, you know, like you said, don't just take one source as like the

be all end all.

Do your research.

Yeah.

Exactly.

Don't put all your eggs in one basket and talk to like a real financial advisor.

Yes, absolutely.

Someone who actually knows your situation.

Who knows what they're doing exactly?

Yeah.

Okay.

Good advice.

And speaking of things that could really disrupt our lives.

Oh, boy.

Let's talk about this whole cyber attack prediction.

Okay.

Especially the part about them targeting banks.

Yeah.

Someone freaked me out a little bit.

I'm not going to lie.

Yeah.

They made it sound like, I don't know, like a scene from a movie or something.

Yeah.

Like at the end of the world where they're like holding all the banks hostage with these

hackers.

So, how worried should we actually be about this?

Well, I don't think that, you know, we should be panicking.

Okay.

But I do think that being prepared is really important.

Okay.

Because cyber attacks, I mean, they're a growing threat.

They are.

And they can have a huge impact on, you know, people individually, but also on companies

and institutions, you know, on a large scale and, you know, think about it so much of our

financial lives.

Right.

It's all online.

Yeah.

We're banking online.

We're managing our investments.

I mean, people are buying groceries on their phones now.

It's true.

You know, and that's convenient, but it also creates vulnerabilities for sure.

And those are vulnerabilities that unfortunately cyber criminals are really good at exploiting.

So it's almost like our, I don't know, our digital lives are just as vulnerable as our

physical lives.

Yeah.

If not more so, right?

I think that's a good way to look at it.

So how do we do that?

How do we protect ourselves in this, like, digital world, this digital life?

Because it feels like every time I turn around, there's a new data breach or some new malware,

you know?

Yeah, it can feel kind of overwhelming.

It does.

But, you know, like they say, knowledge is power.

And I think the first thing is just being aware, right?

Cyber criminals, a lot of times, they take advantage of us not knowing stuff.

Okay.

So like, what, give me an example.

Well, take phishing emails, for example.

Oh, yes.

They're getting so much more sophisticated, you know?

They really are.

Like, I feel like I can spot them a mile away, but then sometime, right, it's like, is

this legit or not?

Exactly.

Like, is this really my bank or is this going to, like, install a virus on my computer,

you know?

Right.

And that's why they're so successful, right?

Because they play on that trust, they play on the fact that we just want things to be easy

and convenient.

Okay.

So what can we actually do to protect ourselves, though?

Well, first of all, always double check the sender's email address.

Okay.

Don't just look at the name, but actually look at the whole email address.

And then any links, before you click on them, yeah, don't click those, hover over them

with your mouse.

You can usually see the real URL.

Right.

So you can see where it's actually going to take you.

Exactly.

Any reputable company, they are never, ever going to ask you for your password or your

social security number or anything like that over email.

Good point.

So if you get something like that, it's a scam.

Okay.

Good to know.

But it's not just emails, though, right?

Like, what about those attacks where they shut down entire computer systems?

Like, what are you supposed to do about that?

So those are often ransomware attacks where hackers basically lock you out of your own

data until you pay them a ransom.

Which is terrifying.

Yeah.

It's a big problem.

And it just goes to show how important it is to have really strong cybersecurity measures

in place.

And not just like as individuals, but like companies, governments, everybody.

Exactly.

Everyone has to step up their game.

So if, I mean, we've talked about a lot here, right?

If, like, maybe the stars can't actually predict the future of the economy, right?

Should we still be, like, preparing ourselves for some potential turbulence?

I think so.

Yeah.

And like we're talking about in our digital lives, because regardless of what you believe

about astrology, this article brings up some really real anxieties that people have, you

know, like about the economy, about global conflict.

And for sure about cyber crime, for sure.

And these are all complex issues, and they require us to be, you know, informed.

We've got to be prepared and we've got to be proactive about protecting ourselves.

So it's kind of like that old saying, hope for the best, but prepare for the worst.

Exactly.

And preparing.

That doesn't mean that you're living in fear or anything.

It's more about being empowered, right?

The more you know, the more tools you have in your toolbox, the better you can handle

whatever comes your way.

Exactly.

You become more resilient, no matter what's coming.

Well said.

This deep dive has been wild, you know, from planetary alignments to stock market crashes,

cyber attacks, digital self-defense.

It's a lot.

It is a lot to think about.

Hey, if this conversation has made you a little curious, if it's like gotten you thinking

about these things a little differently, or if you're like, hey, I'm going to go change

my passwords now.

That's what we want to hear.

Then I'd say mission accomplished.

Absolutely.

So to everyone listening out there.

Yes.

Thank you for listening.

Think about this.

What can you do today, right now, to feel more prepared, to feel more resilient?

Oh, that's a good one.

It's a big question, but it's worth exploring.

It really is.

And until next time, keep learning, keep asking questions.

And as always, thank you for joining us on The Deep Dive.

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