Are you a first time home buyer wondering about gift funds when buying a house? Can you use gift money to buy a house as a first time home buyer? How much of your down payment can be a gift? Can you get a gift for the down payment and the closing costs? Is there anything special that is required when using gift money for a down payment when buying a house? In this episode, we discuss how lenders look at gift money when getting a mortgage to help you become The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: [email protected] ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - [email protected]

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Existing home sales dropped 22% year over year in March as house prices continue to rise in areas with low inventory. While inflation is moderating, mortgage interest rates remain in the mid 6% range locking sellers into their homes and putting further strain on housing inventory. Should you buy a house now or wait? In this LIVE, we will give a brief overview of what's happening in the economy with regards to inflation, mortgage interest rates and housing data in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate while becoming The Educated HomeBuyer.

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: [email protected] ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - [email protected]

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Are you a homeowner or a first time home buyer wondering which improvements add the most value to your home? Which value add improvements should you consider when buying a house? In this episode, we discuss the best improvements to add value to your home as well as those to help maximize the price if your considering selling while you become The Educated HomeBuyer.

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: [email protected] ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - [email protected]

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

The Fed expects the banking crisis to cause a recession in 2023 while at the same time keeping interest rate hikes on the table. Should you buy a house now or wait for a housing crash? In this LIVE, we will give a brief overview of what's happening in the economy with regards to inflation, mortgage interest rates and the housing market in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: [email protected] ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - [email protected]

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Are you a first time home buyer wondering how your student loan debt may affect your ability to qualify for a mortgage? What's so special about student loans when buying a house? What if my student loans are in forbearance? How do student loans differ across Conventional Loans, FHA Loans, VA Loans and USDA Loans? In this episode, we are going to take a deep dive into Student Loans and Mortgage Qualifying to help you become The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: [email protected] ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - [email protected]

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

What is The Educated HomeBuyer? Why are Josh and I so passionate about helping first time home buyers achieve the goal of homeownership? In this episode, we have a great conversation with Michael Zuber from One Rental At A Time to discuss the idea of Buying Right, Borrowing Smart and Building Wealth Through Real Estate Ownership and Finance to become The Educated HomeBuyer.

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: [email protected] ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

Connect with Michael Zuber - https://www.youtube.com/@OneRentalataTime - BUY One Rental at a Time ⁠https://amzn.to/3jt3JFx⁠

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Are you a first time home buyer considering buying a home in 2023 but unsure about FHA vs Conventional? Which loan program is right for you? What are the fha loan requirements? What are the conventional loan requirements? What down payments and credit scores are needed for FHA and Conventional? In this episode, we compare the FHA Loan to the Conventional Loan to help you become The Educated HomeBuyer.

=======

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

=======

=======

=======

=======

=======

Consumer confidence in the US housing market just approached an all time low as buyers and sellers deal with The FED, Higher Mortgage Interest Rates, High Home Prices in addition to having anxiety about job security. In this LIVE, we will give a brief overview of what's happening in the economy in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate while helping you become The Educated HomeBuyer.

📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c

Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: [email protected] ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

📩 - [email protected]

👕 - Merch - https://jebsmith.myspreadshop.com/

🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.

Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? When does it make sense to refinance? Should you refinance your current mortgage? Should you trade a lower interest rate for a higher interest rate? How much does it cost to refinance your mortgage? In this episode, we discuss everything about refinancing so you can decide if it makes sense for you as you become The Educated HomeBuyer.

=======

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

=======

=======

=======

=======

=======

Are you a first time home buyer in California considering the Dream For All Shared Appreciation Loan? What is the California Dream For All Program? How does Dream For All California work? Who qualifies for the California Dream For All? When does the down payment assistance have to be paid back? In this episode, we are going to give you everything you need to know about using the dream for all loan program so that we can help you become The Educated HomeBuyer.

=======

⏩Do you Qualify for Dream For All California⏪ - https://buywisemortgage.com/ca-dream-for-all/

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

=======

=======

=======

=======

=======