Stablecoins & the $27 Trillion Shift: How Digital Dollars Are Reshaping the Payments Industry

The payments industry is undergoing a seismic transformation—and this time, it’s being led by stablecoins. Once dismissed as fringe crypto experiments, these digitally native assets backed by fiat currencies are now powering over $27 trillion in payment volume annually. And major players—from JP Morgan to Stripe and PayPal—are taking notice.

In this episode of The Payments Experts Podcast, Global Legal Law Firm Managing Partner Christopher Dryden breaks down what this means for ISOs, PayFacs, fintechs, and merchant service providers navigating the future of money movement with Leo Arzumanyan, transactional attorney, and Jeremy Stock, Chief Operating Officer.

Why Stablecoins Matter to the Real Payments Economy

Unlike volatile cryptocurrencies, stablecoins offer near-instant settlement, programmable features, and transaction costs that are a fraction of traditional rails—often just pennies compared to $25–$50 wire transfer fees. As Dryden puts it:

“The cool thing about stablecoin is it's actually bringing some certainty into cryptocurrency that has never been there.”

Highlights from This Episode:

• The Rise of Institutional Adoption: Why banks like JP Morgan are launching their own stablecoins
• Regulatory Clarity at Last: How the Genius Act has opened the door for enterprise use cases
• Smart Contracts & Compliance: How blockchain-backed programmable money enables automatic payments with built-in audit trails
• Stablecoins vs. Crypto Arbitrage: The critical difference in value consistency—and why it matters to merchants, not traders
• What It Means for ISOs and PayFacs: Opportunities in settlement, remittance, chargeback mitigation, and real-time funding

Who Should Listen?

This episode is essential for:

• ISOs and acquirers curious about next-gen processing rails
• Fintech founders building money movement platforms
• Merchant service providers looking to cut costs and offer faster settlement
• Compliance teams evaluating the transparency advantages of blockchain
• Developers and operators exploring smart contract automation in payments

The future of payments is faster, cheaper, and programmable—and stablecoins are leading the charge.
Subscribe now to The Payments Experts Podcast for real-world analysis at the intersection of law, fintech, and merchant services.

**Matters discussed are all opinions and do not constitute legal advice.  All events or likeness to real people and events is a coincidence.**

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A payments podcast of Global Legal Law Firm