Everyone's Talkin' Money

The Hidden Cost of Inherited Wealth: When Money Creates Guilt, Isolation, and Identity Confusion with Chase Collins


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This isn’t a conversation you hear every day. In fact, most people will never talk about it out loud. But money—whether you have too much or not enough—always brings feelings with it: guilt, pressure, shame, confusion.

In this powerful episode, I sit down with Chase Collins, a fifth-generation trust fund inheritor and the founder of Trust Your Trust Fund.

Chase opens up about the real emotional cost of inherited wealth: the guilt of receiving money you didn’t earn, the isolation of being treated like a walking dollar sign, and the identity crises that come with trying to define your worth outside your bank account.

You’ll hear:

  • What it feels like to inherit money… and still feel completely lost.
  • How Chase’s family history—spanning Texaco, massive real estate losses, and generational silence—shaped his financial beliefs.
  • The most common emotional and behavioral mistakes trust fund inheritors make.
  • How to create your own financial identity when you’ve been labeled “the heir” or “the trust fund baby.”
  • Why inherited guilt can quietly sabotage your ability to live a meaningful life—and how to move through it.
  • The difference between giving out of guilt… and giving from alignment.
  • Whether you’ve inherited wealth, expect to one day, or are simply curious about the hidden dynamics of money and family legacy, this episode will challenge what you think you know about “having it all.”

    Be sure to like and follow the show on your favorite podcast app!

    Keep the conversation going on Instagram @everyonestalkinmoney

    Thank you to our sponsors! 

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    Everyone's Talkin' MoneyBy Shari Rash, Money Podcast for Women, Personal Finance, Relationships & Mental Health

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