Insurance Pro Blog Podcast

By TheInsuranceProBlog.com

What's Insurance Pro Blog Podcast about?

The Insurance Pro Blog Podcast releases new episodes each week that support professional life insurance agents and financial planners who seek to better understand how cash value life insurance, in particular, might work for the benefit of their clients.

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Insurance Pro Blog Podcast episodes:

04.21.2024
How Bad is the Actual Performance of an Indexed Universal Life Policy?
Are you curious about the actual performance of an Indexed Universal Life (IUL) policy? In this episode, we dive into the details of an IUL policy put in force 9 years ago and address the common arguments against IUL. You'll...
04.14.2024
Don't Get Caught Up in This Life Insurance Scam
As long as we've been around in the life insurance business, we've seen scams. Some are subtlle and some not so much. The one we are discussing today is new (as far as we know) and represents the worst kind...the...
04.07.2024
Eliminate Investment Fees with Annuities
If you're tired of watching your hard-earned money disappear into the pockets of investment managers, this episode is a must-listen. You'll learn how many retirees unknowingly pay exorbitant fees for low-volatility investment strategies, particularly those heavily weighted toward fixed income....
03.31.2024
Life Insurance is Better With Bitcoin
It's time to get real about this crazy idea of mixing life insurance with bitcoin. In this no-holds-barred podcast episode, "Life Insurance is Better With Bitcoin," we'll pull back the curtain and show you why this scheme is about as...
03.24.2024
We Were Right, Life Insurance Actually Works
In this eye-opening episode, you'll discover how cash value life insurance (whole life or indexed universal life) has proven to be a reliable and effective long-term financial strategy. With over a decade of experience and hundreds of satisfied clients, we...
03.17.2024
More Income with Less Risk-Move Your Money to Whole Life Insurance
Are you worried about market volatility eroding your hard-earned retirement savings? In this episode, we reveal a powerful strategy to help you protect your assets and generate reliable, tax-free income in retirement. Discover how strategically moving a portion of your...
03.10.2024
Can You Beat the Market with Indexed Universal Life Insurance?
Are you looking for a way to outperform the market with a risk profile similar to bonds? In this episode, we dive into the world of indexed universal life insurance and explore how its unique features, such as the zero...
03.03.2024
Should I wait to Buy Whole Life Insurance Until Interest Rates Drop?
In this episode, we'll break down the advantages of whole life insurance that accrue over time, illustrating why the best time to buy might actually be now. We'll explain how a policy purchased today can grow and potentially yield higher...
02.25.2024
Why Simplifying Life Insurance is Failing
You might think that simplifying the purchase of life insurance would make it more accessible, but as you'll discover, this approach has led to a series of high-profile failures. From MetLife's kiosk experiment to the fall of Select Quote, we'll...
02.16.2024
How to Create Tax Free Wealth with Tax Free Income
Unlock the secrets to building your wealth while keeping it away from the taxman in this eye-opening episode of our financial series! "How to Create Tax-Free Wealth with Tax-Free Income" is your personal guide to understanding how you can leverage...
02.04.2024
The Money Multiplier: Life Insurance as a Catalyst for Personal Wealth Expansion
You've been told life insurance is there to protect your family financially upon your untimely departure, but that's barely scratching the surface. You're about to learn how these policies harbor a wealth of untapped potential that can serve as a...
01.28.2024
Vanguard Data Says You Should Buy Cash Value Life Insurance
In this episode, we delve into the financial landscape and explore why cash value life insurance could be a smart move for your portfolio.Vanguard's recent forecasts suggest that U.S. equities are expected to return between 4-6%. While this might seem...
01.21.2024
Recession Proof Returns: The Steady Appeal of Life Insurance Assets
We understand that navigating the path to a well-funded retirement portfolio can be challenging, especially when market fluctuations cause your account balance to swing wildly. This can be particularly distressing if the majority of your retirement assets are concentrated in...
01.14.2024
Lifespan Leverage-How Age Impacts Your Life Insurance Investment Strategy
You know that life insurance serves an important purpose, but did you realize it can also be part of your investment strategy? In this episode, you'll learn how your current age and stage of life can significantly impact how you...
01.07.2024
De-Risking Whole Life Insurance with a New Twist
In this episode, we delve into the nuanced world of whole life insurance as a strategic component in retirement planning. You'll discover how diversification isn't just about spreading your investments; it's about balancing risk and return. We explore a compelling...
12.24.2023
Is the 401k Failing? Exploring America's Retirement Plan and Alternatives
Here is a draft podcast episode description about the potential failings of 401k plans and alternatives, written in an active voice using second person: Are you betting your retirement dreams solely on your 401k? This week's eye-opening episode explores why...
12.17.2023
Unlocking the Truth About Life Insurance-Debunking Common Myths
Do you have lingering questions about life insurance? In this myth-busting episode, you’ll learn why life insurance isn’t just for the wealthy or elderly. We’re tackling misleading ideas about cost, coverage, and who needs it. Get empowered as we debunk...
12.13.2023
Uncover the Power of Infinite Banking: A Game-Changing Financial Strategy
Are you looking to maximize your retirement savings and become savvier with your year-end tax planning? Join us as we share five advanced strategies aimed at turbocharging your Roth IRA conversions over the next few years. Learn how to coordinate...
12.03.2023
The Pension Replacement Plan-Whole Life Insurance as Your Retirement Backbone
Do you feel unsure about having enough money to live comfortably when you retire? Are you looking for alternatives to unstable 401(k)s and IRAs? In this podcast, you’ll learn how to use whole life insurance to solidify your retirement funds....
11.26.2023
Wealth Without Waves: Smoothing Market Volatility with Life Insurance
In this episode, we delve into the topic of market volatility and its impact on your wealth accumulation strategy. You'll learn how to smooth out the waves of market ups and downs by considering life insurance investment as a potential...
11.20.2023
Reviving Retirement-The Role of Life Insurance in Reimagining Your Golden Years
Are you approaching retirement but feel uncertain about how to achieve financial security during your golden years? In this episode, we explore innovative ways to maximize your retirement outlook using life insurance. You’ll discover how life insurance provides more benefits...
11.12.2023
Bullish Moves: How to Capitalize on Up Markets with Your IUL Policy
Bull markets bring opportunities to grow your wealth - if you have the right strategy. Tune in as we explore how you can leverage your Indexed Universal Life (IUL) insurance policy to optimize returns when indexes climb. Learn how IULs...
11.05.2023
Whole Life Insurance Disillusionment
In this episode, we unveil the myths and marketing machinations surrounding Whole Life Insurance. Dive into an eye-opening discussion where we demystify the often touted ‘guaranteed benefits’ of Whole Life Insurance, exposing the gray areas around dividend interest rates and...
10.29.2023
Rethinking Infinite Banking: The Interest Rate Conundrum
Discover the nuanced world of Infinite Banking in this episode titled "Rethinking Infinite Banking: The Interest Rate Conundrum." We'll unravel the basics of this concept, using a dividend-paying whole life insurance policy to shape your personal banking system. It’s a...
10.22.2023
Why Aren't Whole Life Dividends Rising Faster?
Whole life insurance policies offer policyholders the potential for dividends, but these dividends are not rising as quickly as some may expect. In this week's episode, we break down the details of whole life dividends to understand why the growth...
10.16.2023
Decoding Dollars-Your Guide to Whole Life Insurance Calculations
Dive into the exciting world of Whole Life Insurance in this episode, uncovering the keys to solid financial planning. Discover the basics of whole life insurance, from the lifetime coverage it offers to the cash value that accumulates over time,...
10.08.2023
IUL Vulnerabilities Through Turbulent Times
Is market volatility making you uneasy about your indexed universal life (IUL) policy? Don’t stress. Tune in as we explore how IULs can harness market ups and downs to protect your money. You’ll discover how the annual reset feature...
10.01.2023
Whole Life Insurance: A Tax-Efficient Strategy in a Changing Landscape
Discover the potential tax benefits of whole life insurance in this informative episode. We'll explain how whole life offers tax-deferred growth on the cash value and tax-free loans and withdrawals under certain conditions. You’ll learn how to use whole life...
09.24.2023
Annuities Make RMDs Better
You’re nearing retirement or already retired. With all the financial changes in your life, it can be overwhelming to keep up with new laws and regulations that affect your retirement planning. In this episode, we’ll break down how recent updates...
09.17.2023
How Commissions Will Save Middle America
Have you ever wondered about the true value of financial advisors and how their commission-based structures can be more beneficial than you might think? Dive in with us as we unpack the role of commission-based financial advice in empowering Middle...
09.10.2023
Indexed Universal Life Insurance: What Actual Experience Tells Us About Its Value
You've heard the debates, read the articles, and perhaps even sat through sales pitches about Indexed Universal Life Insurance. But what does real-world experience tell us about its true value? In this episode, we dive deep into the firsthand accounts...
09.03.2023
The Whole Life Dividend Debacle?
Today, we're diving deep into the world of whole life insurance, specifically focusing on the Direct Recognition (DR) and Non-Direct Recognition (NDR) policies. Ever wondered how volatile interest rates can impact your insurance policy? We'll break down why DR policies...
08.27.2023
Building Retirement Income with Life Insurance and Annuities
Dive into the world of retirement planning as we unravel the combined power of annuities and life insurance. Ever wondered how to ensure a steady income stream during your golden years while also leaving a legacy for your loved ones?...
08.20.2023
Taxing Transitions: Navigating Income Tax Hikes for Widows
Today, we dive deep into a topic many overlook: the unexpected tax implications widows face after the loss of a spouse. Imagine navigating the emotional turmoil of losing a partner, only to be met with a surprising tax hike. Why...
08.13.2023
Roth Conversions Suck
Think Roth IRA conversions are the golden ticket to retirement planning? Think again. In this episode, we dive deep into the world of Roth conversions, shedding light on both their advantages and the often-overlooked drawbacks. While they can be a...
08.06.2023
Why Do Some Companies Focus on Whole Life and Others on Universal Life?
Ever wondered why certain companies champion whole life insurance while others lean heavily towards universal life? Dive into this enlightening episode of the Insurance Pro Blog Podcast as we unravel the mysteries behind these two popular life insurance products. You'll...
07.31.2023
Breaking the QLAC Code
We're diving headfirst into the world of Qualifying Longevity Annuity Contracts (QLACs). As you navigate the complex landscape of retirement planning, understanding QLACs can be your secret weapon to secure a comfortable and worry-free retirement. We'll start by breaking down...
07.23.2023
Should You Roll Your 401k into Your Life Insurance Policy?
Are you considering taking your hard-earned 401k savings and pouring it into a life insurance policy? In this enlightening episode, we dive deep into the pros and cons of using your 401k funds to pay for life insurance premiums. Navigate...
07.16.2023
Bond Inflows Highlight Annuity Strengths and Speak to Inept Investors
Today we're shaking up the safe haven and taking a fresh look at bonds and, more specifically, bond funds. We're tackling some burning questions that have been simmering in the financial landscape. You've probably always heard bonds are your best...
07.09.2023
Whole Life Insurance in Conjunction with Other Investments
In this illuminating episode, we dive deep into an often overlooked aspect of financial planning - the role of Whole Life Insurance as a powerful investment tool. You'll explore the unique benefits of this type of life insurance policy, not...
07.02.2023
Tax Free Wealth: The Power of Whole Life Insurance
In this episode, we're getting real about whole life insurance and how it can potentially supercharge your retirement planning. We will walk you through what it's all about, from the certainty of death benefits to the chance for cash value...
06.25.2023
The Stability of Whole Life Insurance: A Reliable Retirement Strategy
In this episode, we explore the solid rock that whole life insurance can be in your retirement plan. As you navigate the choppy waters of financial planning for your golden years, wouldn't finding a beacon of stability be comforting? Tune...
06.18.2023
Super Sizing Your Savings: How Whole Life Insurance Creates Larger Retirement Nest Eggs
Ready to kick your retirement savings into overdrive? Come and join us in this episode, where we're chatting about whole life insurance and how it could be your secret weapon for growing a chunky retirement nest egg. First up, we'll...
06.11.2023
People Seek Peace of Mind with Guaranteed Income Products
In this revealing episode, we're diving deep into the recent survey data collected by the American Council of Life Insurers (ACLI). If you're a retirement saver, this episode is a must-listen! It will shed light on concerns you and others...
06.04.2023
New Data Shows Retirement Confidence Drops to Financial Crisis Lows
In today's episode, we're diving deep into the results of the 33rd Annual Retirement Confidence Survey conducted by the Employee Benefit Research Institute and Greenwald Research. You'll see how American workers and retirees feel about their prospects of a comfortable...
05.21.2023
Unmasking the 501(k) Plan: Separating Fact from Fiction for a Secure Retirement
In this episode, we're pulling back the curtain on the so-called "501(k) plan." You'll learn about the deceptive origins and marketing tactics of this fraudulent scheme, and we'll equip you with the knowledge to identify the red flags and warning...
05.14.2023
The Boom in Life Insurance and Annuity Sales: Why Now Is the Right Time to Protect Your Future!
In this episode, we're diving into the two big stories of 2023: the surge in life insurance interest and the record-breaking annuity sales. First, we'll guide you through the key findings of the 2023 Insurance Barometer Study, highlighting the significant...
05.07.2023
How Long Does It Take for Whole Life Insurance to Build Cash Value?
Are you tired of waiting over a decade to see substantial cash value in your whole life insurance policy? In this eye-opening episode, we'll reveal how you can build cash value and have a positive return in the shortest time...
04.30.2023
From Life Insurance to Retirement Income: A Guide to Using Your Policy's Cash Value Wisely
Many people are using cash value life insurance (both whole life and indexed universal life) to grow a substantial pile of easily liquidated cash for future retirement income needs. However, many people have old policies that have poor loan provisions...
04.23.2023
Don't Settle for an Old-School Whole Life Insurance Policy, Upgrade and Reap the Rewards
In this episode, we dive into the world of old whole life insurance policies and their subpar returns on cash value. We'll explore why these "old school" policies are still being sold to unsuspecting consumers and how they allocate an...

What's Insurance Pro Blog Podcast about?

Download our free app to listen on your phone

Insurance Pro Blog Podcast episodes:

How Bad is the Actual Performance of an Indexed Universal Life Policy?

Don't Get Caught Up in This Life Insurance Scam

Eliminate Investment Fees with Annuities

Life Insurance is Better With Bitcoin

We Were Right, Life Insurance Actually Works

More Income with Less Risk-Move Your Money to Whole Life Insurance

Can You Beat the Market with Indexed Universal Life Insurance?

Should I wait to Buy Whole Life Insurance Until Interest Rates Drop?

Why Simplifying Life Insurance is Failing

How to Create Tax Free Wealth with Tax Free Income

The Money Multiplier: Life Insurance as a Catalyst for Personal Wealth Expansion

Vanguard Data Says You Should Buy Cash Value Life Insurance

Recession Proof Returns: The Steady Appeal of Life Insurance Assets

Lifespan Leverage-How Age Impacts Your Life Insurance Investment Strategy

De-Risking Whole Life Insurance with a New Twist

Is the 401k Failing? Exploring America's Retirement Plan and Alternatives

Unlocking the Truth About Life Insurance-Debunking Common Myths

Uncover the Power of Infinite Banking: A Game-Changing Financial Strategy

The Pension Replacement Plan-Whole Life Insurance as Your Retirement Backbone

Wealth Without Waves: Smoothing Market Volatility with Life Insurance

Reviving Retirement-The Role of Life Insurance in Reimagining Your Golden Years

Bullish Moves: How to Capitalize on Up Markets with Your IUL Policy

Whole Life Insurance Disillusionment

Rethinking Infinite Banking: The Interest Rate Conundrum

Why Aren't Whole Life Dividends Rising Faster?

Decoding Dollars-Your Guide to Whole Life Insurance Calculations

IUL Vulnerabilities Through Turbulent Times

Whole Life Insurance: A Tax-Efficient Strategy in a Changing Landscape

Annuities Make RMDs Better

How Commissions Will Save Middle America

Indexed Universal Life Insurance: What Actual Experience Tells Us About Its Value

The Whole Life Dividend Debacle?

Building Retirement Income with Life Insurance and Annuities

Taxing Transitions: Navigating Income Tax Hikes for Widows

Roth Conversions Suck

Why Do Some Companies Focus on Whole Life and Others on Universal Life?

Breaking the QLAC Code

Should You Roll Your 401k into Your Life Insurance Policy?

Bond Inflows Highlight Annuity Strengths and Speak to Inept Investors

Whole Life Insurance in Conjunction with Other Investments

Tax Free Wealth: The Power of Whole Life Insurance

The Stability of Whole Life Insurance: A Reliable Retirement Strategy

Super Sizing Your Savings: How Whole Life Insurance Creates Larger Retirement Nest Eggs

People Seek Peace of Mind with Guaranteed Income Products

New Data Shows Retirement Confidence Drops to Financial Crisis Lows

Unmasking the 501(k) Plan: Separating Fact from Fiction for a Secure Retirement

The Boom in Life Insurance and Annuity Sales: Why Now Is the Right Time to Protect Your Future!

How Long Does It Take for Whole Life Insurance to Build Cash Value?

From Life Insurance to Retirement Income: A Guide to Using Your Policy's Cash Value Wisely

Don't Settle for an Old-School Whole Life Insurance Policy, Upgrade and Reap the Rewards