The Time Freedom Podcast

The No-Budget Budget: Spend Better Without Tracking Every Dollar


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Top 5 Takeaways:

  1. Most people dislike budgeting—and that’s okay.
  2. The No-Budget Budget replaces limits with intentional spending.
  3. Understanding where your money goes creates real freedom.
  4. Financial order comes from reflection, not restriction.
  5. Managing debt strategically supports your path to time freedom.

Chapters:

  • 0:00 – Introduction: What Is the No Budget Budget?
  • 7:53 – How Budgeting Philosophies Have Evolved
  • 10:08 – Understanding Value-Based Spending
  • 13:13 – Practical Steps to Implement the No Budget Budget
  • 17:27 – Prioritizing Expenses for Freedom
  • 20:03 – Cutting Costs the Smart Way
  • 22:27 – Aligning Spending with Values
  • 26:09 – Maintaining Financial Order
  • 30:29 – Debt Management & Time Freedom

Get Chapter 1 of my book Time Freedom now!

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The Time Freedom PodcastBy Brian Herriot, Kirby Denison