The Rachel Cruze Show

By Ramsey Network

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What's The Rachel Cruze Show about?

Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.

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Can’t Get Ahead Financially...

05.29.2023

When it comes to handling money, a lot of us just want to know what’s “normal.” But the truth is, normal isn’t always what’s best. Here’s what you can do to move forward and finally achieve the money goals you ...

The Rachel Cruze Show episodes:

05.29.2023 Can’t Get Ahead Financially? (Here’s What to Do) When it comes to handling money, a lot of us just want to know what’s “normal.” But the truth is, normal isn’t always what’s best. Here’s what you can do to move forward and finally achieve the money goals you ...
05.22.2023 The Millionaire Money Habits That Give You the Freedom to Spend Later Today’s episode is all about choosing your spending habits wisely. I’m talking about where to invest your money when you want to build wealth, how to stay on budget during and after buying a home, and how to know when ...
05.15.2023 The Wealth-Building Skills You Wish You’d Learned Earlier Budgeting and saving and teaching, oh my! We’re going to talk about some smart money habits you should put into place . . . and how to pass them on to the next generation. Plus, I’m sharing tips for cleaning ...
05.08.2023 The Right Way to Spend Your Money on Wants AND Needs Boundaries in certain areas create margin in others, so today we’re covering everything from minimalism to paid-for vacations. Learn what to stop doing, start doing, and keep doing when it comes to your spending. What you get in this episode: ...
05.01.2023 The Hard Truth Behind Today’s Money Stats If you’re feeling weighed down with money woes, like minimum payments, retirement savings or investment uncertainty, today’s episode is a must-listen! I’m debunking common myths about living with long-term debt, the state of the economy, and a potential retirement crisis ...
04.24.2023 The Secret to Boosting Your Home's Value Today’s episode is all about the biggest financial asset most of us have: our home. We’ll start by covering how to figure out how much your home is worth. After that, I’ll share proven ways to boost your home’s value, ...
04.17.2023 Save or Splurge? How to Handle Big-Ticket Items When it comes to big-ticket items, we always want to know if the expense was worth it. In this episode, I’m sharing what I really think of my Tesla (plus a story my dad doesn’t even know!). We’ll also talk ...
04.10.2023 The Tricks to Ditching Debt Fast Imagine a life where you can stop spending your money on debt payments and every paycheck is yours to spend instead. That’s what this episode is all about. We look at a popular debt payoff method called the debt avalanche, ...
04.03.2023 What Is (And Isn't) Worth Your Money What are the right things to use your money on? That’s what we’re covering in this episode, starting with how Winston and I are currently investing. I also react to a YouTuber’s claims about what the middle class should be ...
03.27.2023 6 Money Moves to Up Your Financial Game Upping your financial game sounds hard—but it can actually be really simple. In this episode, we cover the money moves guaranteed to help you reach your goals, as well as the financial facts everyone needs to know. In this episode: ...
03.20.2023 Spending Habits for a Debt-Free Lifestyle A debt-free lifestyle is all about spending and saving with purpose. I start out this episode by getting real about what that looks like in my monthly budget, then I talk with Jade Warshaw about how she paid off $460,000 ...
03.13.2023 What to Do When Managing Money Feels Complicated This episode is all about taking control of your money. Because guess what? That can help you transform your life. Today we’ll talk about the costly hoarding habits almost all of us are guilty of, find out whether or not ...
03.06.2023 Lessons From Growing Up Bankrupt (and Other Money Mess-Ups) Moving forward financially comes down to avoiding sneaky traps and learning from our mistakes. That’s why, in this episode, I start by sharing what I learned growing up in a bankrupt home. We then look at how living in California ...
02.27.2023 The Best Ways to Budget Your Time and Money Most people never feel like they have enough time or money. And I get it! But today is about the best ways to spend both of those things. I’m sharing my five favorite ways to buy back time. Then, we’ll ...
02.20.2023 Make Progress With Your Money (Even When America's Not) No matter what culture, social media or economists are telling you, you can make progress with your money. First, we’ll look at why some people are claiming America is doomed financially—plus what the data really says. Then, financial expert George ...
02.13.2023 Surprising Things I’m Learning About Money Right Now No matter where you are on your debt-free journey, there is always something new to learn about money. Today, we’re talking investing, kids’ money habits and more. Plus, I chat with Kallie Branciforte (who you may know as But First, ...
02.06.2023 22 Creative Side Hustles that Actually Make You Money In this episode, we’re making money, reading books and taking names! First, did you know you can get paid every month just for driving your car? We’re talking easy, money-making side hustles that anyone can do. Then, Courtney and I ...
01.30.2023 What I Will (And Won’t) Do With My Money This Year Today’s episode is all about the best things to do with your money. I share what I’m not spending money on this year, and we look at whether Minority Mindset’s Jaspreet Singh gives trustworthy advice on what you should do ...
01.23.2023 How to Invest (and Rest) Like a Rich Person Let’s talk about how to build wealth (and still go on vacation!) in 2023. I’ll share with you guys how the rich invest, explain everything you need to know about the Fed, and show you how you can afford to ...
01.16.2023 The Right (and Wrong) Ways to Buy Happiness In this episode, we talk about how money affects your overall well-being. First, we look at what a minimalism expert says about how to buy happiness (is it possible?). Next, I sit down with Dr. John Delony to discuss the ...
01.09.2023 How to Save Money Without Even Trying You guys will love this episode because it’s all about super easy ways to save a lot. First, we talk about how to save $100 every month without even trying. Then, we go over eight one-time purchases that will save ...
01.02.2023 What to Do Differently With Your Money in 2023 with Dave Ramsey Happy New Year, friends! To kick off 2023, we’re talking with the one and only Dave Ramsey about the best things to do with your money this year. We’ll also tackle how you can get out of debt even faster ...
12.26.2022 How to Know if You Won Financially in 2022 and Start the New Year Strong Can you believe 2022 is almost over? Let’s check in to see how we did on our financial goals over the past year and set ourselves up for success in the new year. We’ll go over how to know if ...
12.19.2022 10 Mistakes That Keep You in Debt (PLUS How to Make Christmas Extra Special) ’Tis the season . . . to be smart with money. First, we’ll cover 10 mistakes that can take a huge toll on your debt payoff (avoid these at all costs), and then I’ll go over a few ideas for ...
12.12.2022 Saving Big on the Small Things, Plus Which Generation Is Better With Money This episode is all about the little things that can make a BIG impact on your wealth-building journey. We’ll uncover which super simple energy-saving devices can help cut your utility bills, talk with Shanna Hutcheson from Wellness for the Win ...
12.05.2022 The Biggest Lies We Believe About Wealth In this episode, we tackle some common lies and misconceptions about wealth building (and it gets a little controversial). We’ll go over the four biggest lies people believe about becoming a millionaire, address the question of whether or not building ...
11.28.2022 My Personal Budget Plus How to Avoid a Holiday Spending Disaster In this episode, we’re talking about all things spending (and how you can avoid overspending this season). I’ll let you guys in on what I spend in a week, plus we’ll go over some tips that will help you steer ...
11.21.2022 Save Your Money and Relationships This Holiday Season with Dr. John Delony We’re finally heading into my favorite time of the year: the holiday season! So, grab a hot chocolate and get ready to have the healthiest, most sane season—both financially and relationally. We’ll talk about how to save money on Christmas, ...
11.14.2022 2 Things That May Be Costing You Thousands (and How to Save) This is a fun one, you guys! We’ll talk about the priciest places to live in the world, and then my friend George Kamel will join me to talk about our bougie pets (and how to save on pet care). ...
11.07.2022 The Key to Hitting Your Money Goals and Building Wealth Let’s talk about the strategies that will help you build wealth the right way! We’ll cover when (and if) you should ever pause investing, the different types of financial accounts we should all have, and how to make true progress ...
10.31.2022 Life-Changing Money Habits You Can Implement This Week Let’s talk about some good (and not-so-good) money habits, plus some practices and mindsets to have when it comes to your finances. We’ll also take a look at how a high-earning CEO spends her income, the mental patterns that might ...
10.24.2022 Impulse Buying, Amazon Regrets, Online Scams: How to Avoid Them There are all kinds of money traps and pitfalls that can cause you to give up more of your income, and we all need to be aware of them! So let’s talk through the dangers of impulse spending, Amazon buys ...
10.17.2022 How to Budget and Invest Your Money to Build Wealth and Reduce Stress Today’s episode is all about helping you get the most out of your money. We’ll go over some great tips for making your dollar go further (especially at the dollar store), and then we’ll talk about how to set and ...
10.10.2022 The Impact of Shrinkflation and Things I Won’t Waste Money on This Fall This is a fun one—but we also go over some serious money-wasters to be on the lookout for! We'll talk about what shrinkflation is and why you might be a victim of it and some things we tend to waste ...
10.03.2022 9 Habits That Will Always Keep You Broke Let’s talk about how to change our mindset and our habits when it comes to finances—so we can start making our money work for us instead of the other way around. We’ll go over nine money habits to break ASAP, ...
09.26.2022 How to Make Progress on Your Money Goals in a Down Market This episode is all about being as smart as possible with your hard-earned income! We’ll talk about what to do when the market’s down (hint: don’t panic) and how to pay off your debt in less than two years so ...
09.22.2022 Bonus Episode: Is Convenience Culture Worth Being Broke? Hey guys! I’m so excited to announce mine and George’s brand new podcast, Smart Money Happy Hour is officially live! Like any good happy hour, we start with a drink, and then give you our hot take on pop culture, ...
09.19.2022 27 Money-Saving Food Hacks Most People Don’t Know About Get ready to see BIG savings in your food budget! Join me to hear about the deals, fast-food secrets, and cash-saving hacks that will help you take control of your money and create a life you love. Here’s the lineup: ...
09.12.2022 The Biggest Financial Mistakes Americans Are Making Right Now The economy may suck right now, but your bank account balance doesn’t have to. Let’s talk about how to avoid making big mistakes with your money. I’ll cover the crypto meltdown, the impact of upcoming elections, and why buy now, ...
09.05.2022 Should You Avoid These Popular Money Moves? Get ready to hear my hot take on the FIRE movement! Plus, we’ll talk about inflation and some strategies for dealing with it, and I’ll react to a hilariously honest video about credit card companies. In this episode: · Was ...
08.29.2022 How Inflation Has Changed the Middle Class How much money do you need to be “financially comfortable”? Inflation has reshaped the middle class, but there’s plenty you can do to keep your financial peace. From groceries and utilities to your everyday choices and “fun money”—we’ve got tips ...
08.22.2022 Life-Changing Habits That Can Save You Time and Money Forming good habits is one of the best ways to stay in control of your money and create a life you love for the long term—so let’s talk about some of those wealth-building and time-saving habits. Plus, we’ll find out ...
08.15.2022 How to Inflation-Proof Your Grocery Budget Looking for more ways to save money on groceries? You can beat inflation without sacrificing the healthy food choices you love. I’ll show you how! In this episode: · Beat Rising Food Costs by Shopping Here · 10 Healthy Food ...
08.08.2022 3 Major Money Stressors and What to Do About Them Let’s be real: Anything money-related can be pretty stressful these days, but having a clear plan can really help. We’ll walk through some tips to help you deal with high interest, save money by decluttering, and understand why it’s so ...
08.01.2022 How to Keep More of Your Money in Your Wallet If you’re trying to make (and save) money quickly, this episode will give you some great tips and strategies. Plus, we’ll talk about the main reason people go bankrupt here in the U.S., and what you can do to avoid ...
07.25.2022 Money Traps to Avoid So You Can Build Wealth Is financial peace in your 30s even possible? Absolutely! In this episode, I’ll show you how to face the fears that make most 30-somethings do stupid things with money. Plus, we’ll talk about whether or not credit cards are offering ...
07.22.2022 Bonus Episode: Is the Housing Market Going to Crash? A Real Estate Reality Check. Alright, so the real estate market has people freaking out and feeling uncertain about buying and selling a home. Maybe you're feeling the same way—and that's understandable when opinions are coming at you from every direction. It's time for a ...
07.18.2022 How to Take Control of Your Money in the Midst of Rising Inflation Inflation stinks, but it doesn’t have to push you into debt. I’ll show you how to buy a house (yep, in this market), make a little more room in your grocery budget, and save for emergencies—all while living within your ...
07.11.2022 How to Actually Make Your Money Go Farther with George Kamel We’re breaking down three lies you’ve been told about what it means to “be good with your money.” Plus, find out if that reward program is really worth it and nine things that I absolutely will not buy. Here’s what ...
07.04.2022 The Best and Worst Money Habits with The Minimalists Let’s go over some serious do’s and don’ts for building wealth! We’ll talk about the habits of successful millionaires (and how you can become a millionaire too). Then, I have a great conversation with The Minimalists on how to tell ...

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