Panel Charles Max Wood (twitter github Teach Me To Code Rails Summer Camp) Eric Davis (twitter github blog) Discussion Have 3-6 months of expenses in an emergency fund. Manage Expenses Evaluating Purchases Place large purchases on a wishlist, wait before purchasing. Deposit to emergency fund to cover large costs that are on the horizon. Personal Finance Management Give yourself an allowance. Retirement Investing Dave Ramsey Put away a small amount each month for taxes. Determining the size of your emergency fund. Writing off business expenses when there is personal activity included (check with your tax accountant). Picks Scared Shitless - Merlin Mann, Webstock 2011 (Eric) Air Compressor (Chuck) Hydraulic Jack and Jack Stands (Chuck)