12.11.18 The smartphone decline; How to give gift cards; For-profit college closures

Smartphones aren't getting much smarter these days. So Clark tells you how to avoid the hype and avenues to pay less on your cell phone hardware; Gift cards aren't the best gift. But you can make it a decent gift with a couple smart strategies; A few for-profit colleges went bust today. It's important for students to apply for student loan cancellation.

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