- The Bank of England has reduced the base rate by 0.25%.

- Tracker mortgage holders: expect your rates to adjust quickly.

- Two-year fixed mortgage now as low as 3.69%.

- Santander and Virgin Money are following – more lenders likely to join soon.

- House prices rose 0.3% in April (Halifax data).

- Average UK home now priced at £297,781 - the strongest monthly growth of 2025.

- A new UK-US trade deal cuts tariffs on cars and steel.

- Positive move for industry, confidence, and long-term growth.

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