Have you ever struggled to stick to your New Year’s resolutions? In this episode, Marc Bineham is joined by Dr Carly Reid, who is a Clinical Psychologist at Empower Clinical Psychology and Financial Wellbeing Advisor for Aware Super. Carly works closely with Aware Super for their Financial Fitness campaign. Carly talks to Marc about New Year's resolutions, exploring the psychology behind fresh starts and how to turn intentions into tangible achievements. Marc and Carly also emphasise the importance of setting and staying motivated towards fitness and financial goals, underlining the necessity of taking small steps and staying consistent. Plus, they tackle the impact of financial stress on relationships and share tech tips for better money management.