This episode of Retirement Success explores how to move "Beyond the Basics" of IRAs and 401(k)s to build a robust, protected, and sustainable retirement income plan, emphasizing the critical shift from simply accumulating assets to actively managing risk, fees, and tax strategy.Key Segments:

• The importance of building your own "personal pension" using guaranteed, predictable income sources.
• Why many advisors who dismiss annuities may be doing so to collect management fees on other investments.
• How to counter "sequence of returns risk" and create a disciplined withdrawal plan.
• The massive financial opportunity you might be ignoring with catch-up contributions if you're over 50.
• Exposing the hidden fees and excessive holdings (sometimes over 28,000!) often lurking in retirement accounts.

Contact The Holland Group Retirement Wealth Advisors for a complimentary, no-obligation review by calling (727) 295-3451, or visit AskTheHollands.com to schedule a discovery call at your convenience.