In this episode, we help a couple named Erik and Emmy who had a typical fixed rate mortgage replace that mortgage with a HELOC so they can pay off their home faster.  Randy, one of our trained consultants walks Erik through his numbers and shows him a better way to finance his home to pay it off quicker as well as pay less interest.  We of course bleep out the personal number of our client for obvious reasons but you can get a glimpse in what it is like when you schedule a free discover call with us to make sure this strategy would work for you personally.  If you would like to have your numbers ran like Erik and Emmy, you can always visit our website at ReplaceYourMortgage.com. Its free.

#3 - We Help Erik And Emmy Go From A 24 Year Mortgage To Only 64 Payments With A HELOC

This podcast is dedicated to helping homeowners pay off their home faster using a Home Equity Line of Credit and to pay way less mortgage interest than with the traditional 15 and 30 year mortgages they are sold. Sound too good to be true? Maybe. All we ask is you listen in as your podcast host Matt Workman talks with HELOC expert Michael Lush on the different aspects of how this strategy works and why the banks don’t want you to know about it. Each episode will share more details about using a HELOC as well as featured success stories from clients of Replace Your Mortgage. If you have a mortgage and you have looked at your principal not really lowering as fast as you would like, there is a reason for that. We cover how the debt cycle with mortgages keeps repeating itself and leaves the borrower paying double for their house and in debt until retirement age. If you want to pay off your biggest debt and be able to spend more time with your family, this podcast is for you.

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In this episode of the Replace Your University podcast host Michael Lush introduces the "Bulletproof Financial Blueprint," a transformative strategy designed to empower individuals to create their own economy. Detailing a five-night virtual workshop, Lush outlines a comprehensive plan that includes unlocking hidden capital through the "Buried Treasure Detection System," optimizing cash flow outside the conventional banking system, leveraging alternative debt structures with the "Debt Ninja System," and acquiring assets that generate income. Each session promises to reveal secrets to financial freedom, from finding cheap capital and maximizing cash flow to acquiring cash-generating assets and protecting financial gains. This episode is a call to action for those seeking to replace their mortgage, dollar, employer, retirement, and mindset with a robust, recession-proof financial foundation.


Teaching how you can pay your mortgage off in 5 years or less. Here's how. 

#87 - Bulletproof Your Finances with the 'Create Your Own Economy' Workshop



In this episode of the Replace University podcast, Michael Lush is joined by Derek Minyard, who shares his enlightening experience with Home Equity Lines of Credit (HELOC), detailing how it revolutionized his financial strategy and real estate investments. Through Derek's journey, listeners learn about the advantages of HELOCs, including various rate options and the potential for significant returns through savvy banking and investment tactics. Additionally, Derek introduces his company, Fimi Collective, highlighting its mission to amplify impactful messages. This episode is packed with insights on leveraging equity for financial freedom, navigating the banking system for the best HELOC deals, and the power of strategic investment during economic fluctuations.


Teaching how you can pay your mortgage off in 5 years or less. Here's how. 

#87 - Michael Lush and Derrick Minyard on Investing Smarter with Home Equity

In this episode of the Replace Your University podcast (clipped from episode 40), the discussion centers around Home Equity Lines of Credit (HELOCs) 's effectiveness and flexibility over traditional mortgages. Michael critically examines common misconceptions about HELOCs, emphasizing their potential benefits for certain financial strategies, including cash flow management and the possibility of lower interest costs over time. The episode challenges the traditional mortgage approach through a detailed comparison and analysis, 


Teaching how you can pay your mortgage off in 5 years or less. Here's how. 

#86 - Why Smart Homeowners Are Choosing HELOCs Over Mortgages

In this episode of the RYU podcast, the focus is on the Capital Club and Dark Horse Capital, platforms linking investors with capital to high-yield, passive investment opportunities. Host Michael Lush is joined by his guest, Devon Ryan Johnson, the CEO of Dark Horse Capital. Known as the "capital queen," she shares her evolution from real estate to a central role in connecting investors with diverse deals, including real estate, digital assets, and even unique ventures like private islands and ATM businesses. Highlighting the accessibility for both non-accredited and accredited investors, the episode emphasizes the club's meticulous vetting process to present members with secure and profitable investments. This conversation sheds light on the power of networking within the Capital Club, providing an essential resource for investors aiming to expand their portfolios with innovative and passive income streams.


Get in touch with Devon Here: https://www.linkedin.com/in/devon-ryan-johnson-806134a/


Teaching how you can pay your mortgage off in 5 years or less. Here's how. 

#85 - The Art of High-Yield Investments with Devon Johnson


In this episode of the Replace University podcast, Michael Lush demystifies the "Flow of Money," detailing strategies for financial efficiency and growth. Lush transitions from Replace Your Mortgage to broader financial education, covering tactics from leveraging home equity lines of credit for cash flow management to investing in insurance for tax benefits and diving into real estate and day trading for wealth accumulation. He introduces a comprehensive blueprint, emphasizing the importance of informed money management and investment to achieve financial freedom, and challenges conventional financial planning with innovative yet practical approaches.


Teaching how you can pay your mortgage off in 5 years or less. Here's how. 

#3 - We Help Erik And Emmy Go From A 24 Year Mortgage To Only 64 Payments With A HELOC

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