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Welcome to Paul’s Property Podcast, the podcast that answers all your questions about property, whether you are buying, selling, letting or just wanting to stay on top of what’s happening in the market. In this episode we explain what’s going on in the current mortgage market and dispel some of the myths that are circulating.
Your host is Paul Bott of Paul Bott and Company, a multiple gold award winning estate agency in Brighton. Paul has been in the business for nearly 30 years and has a second-to-none knowledge of the property market in the Southeast of England.
This week, Paul talks to Neil Evans, the director of Blue Pepper Mortgages. Neil has worked with some of the largest mortgage providers in the world and prides himself on his jargon free approach to mortgage and protection advice.
Contact us:
Paul Bott, Paul Bott and Company
📞 01273 605 530
🌐 www.paulbottandcompany.co.uk
Find us on Instagram: @paulbottbrighton
Neil Evans, Blue Pepper Mortgages
📞 07799582911
🌐 www.bluepeppermortgages.co.uk
Please share Paul’s Property Podcast with your friends and family and hit the subscribe button to ensure that you never miss an episode and others can find
What’s in this episode?
00:54 A quick explainer of what’s going on in the mortgage market as of April 2023
01:49 What do the Bank of England’s increases to the base rate mean for first time buyers?
03:40 Can first-time sellers carry their current fixed rate mortgage rates across to their new property?
05:20 Is a crash in the property market coming and will interest rates return to the very low levels we’ve previously seen?
07:56 Is now a good time to buy as a first-time buyer?
09:25 Top tips for getting advice and building local property market knowledge as a first-time buyer
09:45 What sized deposit do I need as a first-time buyer?
11:45 What is the maximum mortgage term I can get, and how does a longer term bring down my monthly repayments?
12:00 How can parents help first-time buyers?
13:16 What deposit levels do investors who are buying to let need?
By Paul Bott and CompanyWelcome to Paul’s Property Podcast, the podcast that answers all your questions about property, whether you are buying, selling, letting or just wanting to stay on top of what’s happening in the market. In this episode we explain what’s going on in the current mortgage market and dispel some of the myths that are circulating.
Your host is Paul Bott of Paul Bott and Company, a multiple gold award winning estate agency in Brighton. Paul has been in the business for nearly 30 years and has a second-to-none knowledge of the property market in the Southeast of England.
This week, Paul talks to Neil Evans, the director of Blue Pepper Mortgages. Neil has worked with some of the largest mortgage providers in the world and prides himself on his jargon free approach to mortgage and protection advice.
Contact us:
Paul Bott, Paul Bott and Company
📞 01273 605 530
🌐 www.paulbottandcompany.co.uk
Find us on Instagram: @paulbottbrighton
Neil Evans, Blue Pepper Mortgages
📞 07799582911
🌐 www.bluepeppermortgages.co.uk
Please share Paul’s Property Podcast with your friends and family and hit the subscribe button to ensure that you never miss an episode and others can find
What’s in this episode?
00:54 A quick explainer of what’s going on in the mortgage market as of April 2023
01:49 What do the Bank of England’s increases to the base rate mean for first time buyers?
03:40 Can first-time sellers carry their current fixed rate mortgage rates across to their new property?
05:20 Is a crash in the property market coming and will interest rates return to the very low levels we’ve previously seen?
07:56 Is now a good time to buy as a first-time buyer?
09:25 Top tips for getting advice and building local property market knowledge as a first-time buyer
09:45 What sized deposit do I need as a first-time buyer?
11:45 What is the maximum mortgage term I can get, and how does a longer term bring down my monthly repayments?
12:00 How can parents help first-time buyers?
13:16 What deposit levels do investors who are buying to let need?