Is refinancing always the best move when you come into extra cash after buying a home? Not necessarily. In this episode of The Fun and the Mentals of Real Estate, we break down the real difference between recasting and refinancing and why knowing the difference could save you thousands.

Angela Dillmon of Keller Williams Realty Chesterfield and Glen Calvin from Guild Mortgage go deep into real-life scenarios:

• You bought a new home and just sold your old one — now what?

• When does recasting make more financial sense than refinancing?

• How can you get rid of mortgage insurance without paying thousands in closing costs?

• Is refinancing always a smart move when rates drop?

• Can you cash out and still stay smart with your wealth-building strategy?

This episode is packed with clarity and practical advice — especially if you’ve recently bought a home, plan to refinance, or have equity you want to use wisely.

🔍 Ready to make the smartest money move on your mortgage?
Get free access to Homebot and track your home value, equity, and personalized refinance opportunities: https://hmbt.co/HZmjRn

📲 Thinking about buying or selling?
Contact Angela Dillmon, Realtor & Wealth Strategist: 314-277-7713

💼 Want to explore loan options or refinancing?
Talk to Glen Calvin, Lender at Guild Mortgage: 314-249-6861

🎙️ The Fun and the Mentals of Real Estate
Your go-to podcast for building wealth, living your dream lifestyle, and leaving a legacy through smart real estate moves.

✨ Don’t forget to follow, rate, and share this episode on Spotify or wherever you listen. The knowledge could change someone’s financial future.

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