The UAE isn’t just going digital, it’s going coordinated.📲
From a Central Bank-led digital dirham trial to unified APIs and a homegrown card scheme, the country is building payments rails end-to-end. Today, 73% of everyday transactions are already cashless, with wallets and tap-to-pay cards driving daily commerce.
But this isn’t just consumer choice, it’s policy by design. Fintech sandboxes, $2.5B+ in investment, and instant-transfer systems (Aani, IPI) have set the stage for e-commerce to soar ($17B projected by 2025). Even remittances, $40B yearly, are over half digital.
The roadmap is bold: 90% cashless by 2026, fully cashless by 2030. The UAE proves that with aligned regulators, rails, and innovators, emerging markets can leapfrog into the digital future.
Listen to see how Dubai’s blueprint could echo across Africa, Asia, and Latin America. ▶️