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The New York Times says your 401(k) was a mistake. That’s rich.
This week’s hit piece on retirement savings blames the 401(k) for leaving people “out in the cold”—but conveniently forgets math, personal responsibility, and life expectancy.
In this episode:

• The dangerous revival of government-run retirement schemes (hello, Teresa Ghilarducci).
• The fantasy of going back to the “good old days” of pensions… when life expectancy was 62.
• And why you can’t promise lifetime income with fake math and fading Social Security.

Want retirement security? You need real savings, real returns, and real reform—not another “guaranteed” government boondoggle. www.watchdogonwallstreet.com