🎧 Why Understanding Equity Changes Everything for Real Estate Investors Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

If there's one concept that separates successful real estate investors from everyone else — it's understanding how equity really works.

In today's episode, Wayne and Gabby explain why equity is the foundation of real estate wealth and why so many people get stuck because they don't truly understand it. Once you grasp this, everything about investing suddenly makes sense — how refinancing works, how to grow safely, and why real estate is such a powerful long-term wealth builder.

They also touch on the Grand Prairie market, share lessons on fix & flips, and remind listeners that clarity and education are the keys to avoiding costly mistakes.

🧠 What You'll Learn in This Episode

• What equity actually is — and how it builds wealth behind the scenes

• How borrowing against equity really works (refinance vs. HELOC)

• Why understanding loan-to-value (LTV) is essential to investing safely

• How "good debt" is repaid and why it's not the same as consumer debt

• The 80% rule and why lenders limit you there for protection

• How misunderstanding equity leads to fear and missed opportunities

• Why understanding equity makes real estate investing finally click

• Bonus topics: Grand Prairie's market cycles and flipping with contractors

👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & Tax help: www.finngo.com/rei Submit a question: [email protected]

Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow Test Order Now → https://a.co/d/3Xrcnhw

🤝 Thanks to Our Sponsors 🏠 Krystal Kromm – Red Deer Investor-Focused Realtor 📞 (587) 377-8584 🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team 🌐 calvinrealty.ca 🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation 📞 403-278-0249 📧 [email protected] 🆔 FSRAO License Numbers: 13267 and 13268