We Advocate

005. Understanding the Canada Disability Benefit (CDB) – and Alberta’s Clawback


Listen Later

Episode Summary:

In this episode of We Advocate, Gordon and Annie unpack the new Canada Disability Benefit (CDB) — what it is, who qualifies, and why many Albertans on AISH are feeling confused, frustrated, and let down. They walk through how the benefit is supposed to reduce poverty for working-age Canadians with disabilities, and how Alberta’s full clawback and upcoming ADAP changes leave many people worse off than they expected.

Why this matters:

If you or someone you love is:

  • on AISH
  • applying for or receiving the Canada Disability Benefit
  • trying to understand how the CDB, DTC, AISH, and ADAP all fit together

…this episode will help you see the bigger picture:

  • why you might be seeing no net gain from the CDB in Alberta
  • how to protect yourself with documentation and clear communication
  • where and how you can add your voice to the push for change

Key Takeaways:

  • The Canada Disability Benefit (CDB) was created to reduce poverty for working-age Canadians with disabilities by adding an extra $200/month — but the rollout has created confusion and frustration for many Albertans.
  • Eligibility for the CDB requires approval for the Disability Tax Credit, being between ages 18–64, and having low family income. Not everyone with a disability will qualify.
  • Alberta is the only province clawing back the full $200, meaning AISH recipients see no financial increase despite the federal intention for this to be a supplemental benefit.
  • Communication with AISH is now critical — especially for those still applying for the DTC or waiting on a CDB decision. Updates must be sent proactively and in writing.
  • People without strong supports are at high risk, as many may not understand the letters, requirements, or deadlines — and could lose money simply because they can’t navigate the system.

Memorable Lines:

“People with disabilities were excited to finally feel seen — and then Alberta said, ‘Thanks, we’ll take that.’”

“The CDB was designed as a supplement, not a substitute. Every other province understands that.”

Resources & Links:

Government of Canada – Canada Disability Benefit (CDB) Overview
Information on eligibility, application process, and benefit calculations.

Disability Tax Credit (DTC) – Government of Canada
Full details on the DTC, the forms required, and how to apply.

Disability Tax Credit Application (T2201 Form)
Download or complete online before applying for the CDB.

Call to Action:

  • Subscribe on your favorite podcast app to catch upcoming deep dives on eligibility, transitions, appeals, and planning.
  • Share your story: We’re gathering real experiences from Albertans affected by AISH/ADAP. Email or message us on social.

Disclaimer

This episode provides general information, not legal advice. For guidance on your situation, please consult a qualified professional.

...more
View all episodesView all episodes
Download on the App Store

We AdvocateBy Gordon & Annie VanderLeek