Wendy Giroux is the CEO of the Durham Region Association of Realtors, an organization of over 1,500 members set up to promote a high ethical standard for REALTORS® by providing vital services, benefits and training needed to succeed.  Wendy joins the podcast to talk about the problem of housing affordability, brought into focus by the surges in pricing but rooted in a supply issue.  But how did we end up with such a massive gap in supply, and what uncomfortable truths will we need to accept if we're to fix the problem?