Ronald Regan once said, "The nine most terrifying words in the English Language are - I'm from the Government and I'm here to help". The Gipper obviously was well aware of the Social Security Program and as humanitarian as FDR's thoughts were in '35 when he kicked this off, it's about to get a lot worse and you need to know how it will affect you. I'm going to give you the quick historical run-down on the topic, and overview of the legislation that has passed the House, and what the big holes are in the thought process that you probably want to pick up the phone and call your Senator on before this goes to vote.