Dollars In The Dirt

#006 - How to Get an Extra $1M From the Bank (Without Getting Screwed)


Listen Later

Grow your agribusiness with expert finance strategies 👉 https://seasonedfinance.com.au

🔗 TAKE ACTION:

Book your call: https://seasonedfinance.com.au

Most farmers walk into their bank and get a number that’s far below their true potential. In this episode, Brecken breaks down why banks lend on policy, not loyalty, and how the right structure, timing, and presentation can unlock hundreds of thousands, even millions, in extra borrowing capacity. You’ll learn the key loan drivers, the silent killers of your borrowing power, and why choosing the right bank matters more than you think.

You’ll hear:

◼️ Why banks lend on policy, not loyalty

◼️ The 3 Cs of credit and how they shape your borrowing power

◼️ How tax strategy can quietly destroy your capacity

◼️ Why timing, structure and clean numbers change everything

◼️ The hidden factors that separate a good deal from a great one




Timestamps:

00:00:00 Introduction

00:01:02 - The Importance of a Clear Plan

00:02:06 - Choosing the Right Bank

00:03:18 - Mapping Out Your Business Plan

00:04:30 - Understanding Key Loan Drivers

00:05:55 - The Impact of Tax Advice

00:06:58 - Loan to Valuation Ratios

00:08:00 - The Role of a Finance Broker

00:09:04 - Structuring Your Business for Success

00:10:06 - Bank Policies and Income Sources

00:11:00 - Silent Killers of Borrowing Power

00:12:56 - The Caution of Increased Debt

00:13:47 - The Challenge to Take Action




Follow Brecken Curtis:

Instagram: https://www.instagram.com/breckenfinancebroker/?hl=en

Facebook: https://www.facebook.com/people/Brecken-Curtis/61575665536876/

TikTok: https://www.tiktok.com/@brecken_curtis

LinkedIn: https://www.linkedin.com/in/brecken-curtis-8716323aa/

Seasoned Finance: https://seasonedfinance.com.au



...more
View all episodesView all episodes
Download on the App Store

Dollars In The DirtBy Seasoned Finance