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In this episode, Brecken breaks down farm finance using the simplest framework possible. No jargon, no formulas, just the three buckets every bank uses to decide whether they’ll lend to you.

◼️ How banks assess the value of your land and set LVR

◼️ What serviceability really means in plain English

◼️ Why your reputation and track record matter more than you think

Timestamps:

00:00:00 Introduction

00:01:03 - Bucket 1

00:02:49 - Importance of Loan to Valuation Ratio (LVR)

00:03:20 - Bucket 2

00:04:45 - Understanding Serviceability

00:06:50 - Bucket 3

00:08:34 - Recap of the Three Buckets

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