Currently, millennials spend more than $3,000 a month on eating out.

Is that you? Do you fall into that category?

In this episode, Dave walks through 4 meaningful expenses that you can cut out or likely lower with just a tiny bit of focus.

If you are challenged financially during these crazy times, please know that you are not alone. If you're struggling, but don’t know where to start, this is the perfect episode for you as we share 4 practical examples.

By just taking a little bit of time one night on the computer you can save hundreds of dollars per month on many of your "fixed" costs.

The examples from the episode are what we call "low-hanging fruit" just to get you going. I'm guessing there are a lot more things you can do.

Take a look at each expense from last month and see where you can save. Little changes can have a dramatic effect on YOUR bottom line.

Questions for Review:

• Do you have a system in place or use a service like Mint.com to track your monthly expenses?
• Right now, what is your biggest monthly expense?
• What one subscription from this past month can you call on or email to lower? Is there an expense you can cut out entirely?

Verse from the Episode: "Why do you spend your money for that which is not bread, and your labor for that which does not satisfy? Listen diligently to me, and eat what is good, and delight yourselves in rich food." -Isaiah 55:2