The No. 1 rule of personal finance is to spend less than you earn. So if you want to get ahead financially, it’s important to save moneywhere you can.

Here’s the truth no one wants to talk about: Learning how to make money can improve your finances in ways that saving money simply cannot. There are only so many ways to save, but there are an unlimited number of ways to earn extra money you can use to pay down debt, save for the future, or actually have some fun.