Realtor Andrew Klinkner helps walk me through the process of buying a home for the first time -- from understanding my timeline, to getting financing, all the way through closing. We discuss the all-important down payment (do I really need 20%?), different types of loans and incentives for first-time buyers, as well as his perspective on the process as the agent. He also shares his overall philosophy on helping people purchase a home (vs. simply trying to sell a house to someone) as well as his process for taking on clients. Andrew can be reached at [email protected] or via cell at (612) 234-5033.