Estate Planning Confidence

014 Love Is Not Enough


Listen Later

What Unmarried Couples Need to Do to Protect Their Future
Download Your Free Book: https://tinyurl.com/monahan-estate-book

🎧 Listen on Apple Podcasts | Spotify

More couples than ever are choosing to live together without getting married. For many, it feels practical — sharing expenses, building a home, and creating a life together. But there’s a hidden problem most don’t realize until it’s too late: the law doesn’t automatically protect your partner.

If you’re not married, the legal system treats you and your partner as strangers — even if you’ve been together for 10 or 15 years. That means if something unexpected happens — an accident, illness, or even death — your partner may have no rights to make decisions on your behalf or inherit anything from you.

In this episode of Estate Planning Confidence, I explain why love isn’t enough when it comes to protecting your relationship and your future — and I share the essential documents every unmarried couple should have in place.

What You’ll Learn in This Episode
  • Why more couples are choosing to live together without getting married
  • How the law treats unmarried partners — and why that can put you at risk
  • Real-life examples of what can go wrong without proper planning
  • The five essential tools every unmarried couple should have:
    • Powers of Attorney – for health care and property decisions
    • HIPAA Authorizations – to access medical information
    • Wills – to ensure your partner inherits what matters most
    • Beneficiary Designations – so your accounts reflect your wishes
    • Cohabitation Agreements – to prevent disputes and clarify expectations
    • Take Control of Your Future

      Estate planning isn’t just for the wealthy or the married — it’s for anyone who wants peace of mind. By putting the right documents in place, you decide who matters most and ensure the law respects your choices.

      I’ve created a free checklist that walks you through the exact documents unmarried couples need to protect each other. You can download it here:
      🔗 Get Your Free Checklist

      If you’ve been living together and haven’t taken these steps yet, don’t wait. Protect your partner. Protect your future.

      🎧 Listen to the full episode here: Estate Planning Confidence Podcast

      About Robert Monahan

      Robert Monahan is an estate planning attorney licensed in Illinois and New York.
      He is a graduate of the University of Chicago and the University of Virginia School of Law.
      Robert helps families plan with clarity and confidence from his office in Gurnee, Illinois.

      📍 Office: 4229 Grove Ave, Gurnee, IL
      📞 Phone: (847) 848-6165
      📧 Email: [email protected]

      Download the Free Sample Organizer!
      Get Organized. Stay in Control. Leave a Legacy of Clarity.

      When the unexpected happens, your family shouldn’t have to guess:

      • Who to call
      • Where your will is
      • How to access your accounts
      • What bills need paying
      • That’s why I created the Estate Planning Confidence Organizer—a simple tool to help you record all the essential details that only you know.

        Start with a free sample, or get the full version on Amazon.

        Please enable JavaScript in your browser to complete this form.🆓 Download the Free Sample

        Want to see what’s inside? Get a free sample of the Estate Planning Confidence Organizer—just enter your name and email below.

        to you me
        Name *Email *Would you like me to follow up with you?
        • Yes, please reach out.
        • No, please just send the guide
        Download Free Organizer Sample
        💲 Full Organizer

        Ready to get completely organized? The full version of the Estate Planning Confidence Organizer is available on Amazon for just $4.99.

        It includes everything you need to leave clear instructions for your loved ones—contacts, account access, document locations, funeral wishes, and more.

        With fillable pages, helpful prompts, and a clean, professional layout, it’s an easy way to take the next step in your estate planning journey.


        Buy on Amazon
        ...more
        View all episodesView all episodes
        Download on the App Store

        Estate Planning ConfidenceBy Robert Monahan