Buying With Fixed Rates Under 3.99% in 2025!

016: How to Qualify to Assume a VA or FHA Loan


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Want to take over a mortgage with a 3%–4% fixed rate? 💰 It’s possible—but only if you qualify. In this episode, we break down exactly what it takes to assume a VA or FHA loan in today’s market.


You’ll learn:
✅ Minimum credit score & income requirements
✅ How to calculate your debt-to-income ratio (DTI)
✅ What documents lenders will expect
✅ Pro tips to boost your approval odds
✅ What to do if there’s a gap between the loan balance and purchase price


Whether you’re a first-time buyer, investor, or someone looking for a smarter way to buy, this episode gives you the roadmap to qualify and save thousands on your next home.


🎧 Tune in and get one step closer to assuming your dream rate!


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Buying With Fixed Rates Under 3.99% in 2025!By The MBX Team at RealBroker