This is where the rubber meets the road. In the second episode, David explains the cycle of doubt and financial instability. Then he discusses the hope that we can find and then start taking the first step for real financial peace.

Helpful links:

Dave Ramsey's Baby Steps: https://www.daveramsey.com/dave-ramsey-7-baby-steps?snid=start.steps

David's blog, "Budgeting Success": https://davidloughney.wordpress.com/

Follow Your Grandma's Budget on Instagram: https://www.instagram.com/yourgrandmasbudget/