On this episode we chat with Jen Bell a Senior Mortgage Broker based in Oregon to discuss: 

The roles of mortgage broker in the home buying process

Changes in the lending market caused by COVID19 (ie: increased credit scores, employment verifications)

The difference in interest rates on home refinances & home purchases 

Mortgages rates & federal rates don't necessarily correlate. Lenders are controlling the flow of refinancing by increasing the rates. 

How there’s more room for home purchasers due to lower interest rates.

Advice for homeowners looking when looking to buy or refinance: work with someone that is knowledgeable & can thoroughly explain the process.

Tips for Veterans during the COVID1- No significant changes to guidelines-there it is a good time to buy

We discuss VA Jumbo Loans vs. Conventional Jumbo Loans

Tips for agents-Authenticity is key right now-You cannot fake intent

The similarities between human relationship, business & horsemanship

Business Shout Out: ‘

Gerens Farm Supply| https://gerensfarmsupply.com/

Born Primitive | https://bornprimitive.com/

Connect with Jen Bell

IG: @jen_bell