Waiting for the “perfect time” to get a reverse mortgage could cost you — big time.

In this episode of Retire Without Mortgage, Mike Baltazar shares the real-life story of Bill, a 78-year-old homeowner who delayed getting a reverse mortgage in hopes of avoiding any out-of-pocket costs. But as interest rates climbed, Bill's hesitation ended up costing him thousands more.

Learn why waiting too long can backfire, how market changes impact your borrowing power, and why acting sooner can protect both your finances and your loved ones.

If you’re considering a reverse mortgage, this episode is a must-listen.

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