In this episode of SMSF Insider, host Troy, founder of Blue Chip SMSF Services, delves into the differences between purchasing property in your personal name versus purchasing through a trust. Troy highlights the ease of lending and the taxation benefits associated with buying property personally, particularly for investment properties that generate rental income. He also discusses the negative gearing advantages that come with personal purchases. The episode emphasizes the importance of consulting with a licensed advisor or accountant to determine the best approach for individual financial situations. Tune in to gain insights into making informed property investment decisions!

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Please note: The information provided in this recording is for coaching and educational purposes only. It should not be considered personal financial advice. Everyone’s situation is different, so before acting on any of the content discussed, please seek independent financial advice tailored to your specific circumstances.

Timestamps:

00:00:00 - 00:00:00: Introduction

00:01:02 - Personal Name vs. Trust Property Purchase

00:02:17 - Capital Gains Tax (CGT) Discount Explained

00:03:33 - Taxation on Property Income

00:03:54 - Income Distribution in Trusts

00:04:38 - Purchasing Property in SMSF

00:05:01 - Tax Benefits of SMSF Property Purchase